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Tips For Saving Money When You're Flat Broke

When you’re in a tough spot financially, saving money can sometimes feel like an impossible task. For a lot of us, we spend much more than we think on little things which can really add up over the course of a year. For example, buying a coffee everyday during the workweek could cost $1,000 per year.

Ideas to save extra money.

👖 Only shop for the clothes you need. 

📄 Use a spending tracker app or spreadsheet to track your daily expenses.

🥕 Buy seasonal vegetables and fruit.

🥪 Meal plan and make lunch as often as you can.

🍽 Avoid grocery shopping when you’re hungry.

🌴 Book trips during off season.

🌡️ Keep an eye on your heat and air conditioning use at home.

🍷 Buy affordable wine or research discounted subscription options.

🚰 Use a reusable water bottle and avoid buying plastic bottles. 

🗞️ Share a newspaper subscription with a friend.

📱 Use a round-up savings app. 

🧦 Buy multiple pairs of the same socks so they don’t get lost.

👜 Bring reusable bags to the grocery store.

🍞 Bake your own bread.

💰 Sell ​​household items you no longer need.

🏠 Negotiate the interest rate on your mortgage if you can.

🎅 Do your holiday shopping in January while there are Boxing Day deals. 

📺 Use comparison services to find the best internet plan.

📦 Buying directly from a wholesaler can sometimes save money if you buy in bulk.

💡 Use energy-saving light bulbs.

🤾 Take advantage of any fitness or wellness benefits from your work.

🗓️ Get creative with finding fun, free activities on the weekend.

🐜 Check if what you need is available used at a flea market or through an online marketplace.

👬🏾 Consider splitting the cost of a big purchase with a friend. 

☕ Make coffee at home

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Disclaimer: This article contains general information only, and is not general advice or personal advice. Wisr Services does not recommend any product or service discussed in this article. You must get your own financial, taxation, or legal advice, and understand any risks before considering whether a product or service discussed in this article may be appropriate for you. We have taken reasonable efforts to ensure that the information is accurate at the time of publishing, but the information is subject to change. We may not update the article to reflect any change.

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