Get a personalised rate estimate in 2 minutes that won't impact your credit score.
From 6.49% 1 Comparison 7.31%2* for excellent credit.
Borrow from $5,000 to $64,000 over 3, 5 or 7 years.
Pay it back weekly, fortnightly or monthly.
Find out what your repayments would be on a Wisr loan.
|Establishment Fee||+ $0.00|
|Interest Rate (p.a.)1||0.00%|
Your rate is tailored based on your credit score.
You'll get an outcome that's right for you.
With no ongoing or early repayment fees.
Learn how to keep them in shape.
Our customer service team is ready to help.
Wisr uses your daily spending to your advantage. Small decisions add up quick.Trust us, we drink a lot of coffee.
Get your personalised rate in 2 minutes
Apply online and get a response right away
Upload your documents
Sign on the digital line
Get your money within 24-48 hours
Any worthwhile purpose
Fixed from 6.49% 1 to 20.95%
Fixed from 7.31% 2* to 20.89% 2*
$5,000 - $64,000
3, 5 and 7 years
No ongoing or early repayment fees
Wisr Finance is a personal loan lender which has partnered with a third party, Cerberus. For every personal loan taken out by applicants referred
to Wisr Finance by Cerberus, Cerberus may receive a financial commission.
Registered member of the Australian Financial Complaints Authority for dispute resolution | Partnered with Equifax . for credit reporting | Full-site HTTPS, AES-256 data encryption.
1: This rate applies only to borrowers with excellent credit histories. Wisr will also offer loans at higher rates to applicants with good histories, but do not meet the requirements for our lowest rates. Interest rates range from minimum 6.49% to maximum 20.95% . Loan example: for a borrower with excellent credit, a loan of $30,000 over a 5 year term, with an interest rate of 6.49% comparison rate 7.31% and a $595 establishment fee, the monthly repayment would be $598.48 and the total cost over the life of the loan including the establishment fee would be $35,908.80.
2: Comparison rates based on $30,000 unsecured loan, fixed over 5 years, with monthly repayments.
3: Comparison rates based on $10,000 unsecured loan, fixed over 3 years, with monthly repayments.
4: Comparison rates based on $10,000 secured loan, fixed over 3 years, with monthly repayments.
5: Comparison rates based on $30,000 secured loan, fixed over 5 years, with monthly repayments.
* WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.
Note: All rates mentioned on this website are calculated on a per annum basis.