Personal Loans (test)

A loan that puts you in control

Personal loans call for a personalised experience, because y'know you're a person.

Special Offer

Like Deals?

If you are one of the first 200 people to successfully apply for a Wisr personal loan by 31 October 2020*, you'll have zero upfront fees. That's a saving of $595!*
What can I use this for?
Anything really.
  • Debt consolidation
  • Car
  • Legal fees
  • Tax debt
  • Gap finance
  • Just about anything, really.

You call the shots

  • We offer loan terms of 3, 5 or 7 years.

  • We offer loan terms of 3, 5 or 7 years.

  • We offer loan terms of 3, 5 or 7 years.

What's the go? It's easy.

  • 01

    Submit your application.

    Answer a few questions and tell us how much you need.
    5 - 10 minutes
  • 02

    We review.

    We'll look over your application and get in touch to discuss next steps.
    1 - 24 hours
  • 03

    You're funded!

    Wisr will transfer your funds on the same business day.
    24 - 48 hours

Loan Calculator

Doing the math is smart

Find out what your repayments would be on a Wisr loan.

  • Monthly
  • Select Loan Term
  • Exceptional
Get my interest rate
  • $0.00
    Monthly repayment
  • 0.00%p.a.*
    Comparison rate
  • $0.00
    Total interest


Total Repayments$0.00
Total Interest$0.00
Amount Required$0.00
Establishment Fee+ $0.00
Loan Total$0.00
Interest Rate (p.a.)10.00%

The Wisr Difference

Wisr isn't your average lender

  • Your rate is tailored based on your credit score.

  • You'll get an outcome that's right for you.

  • With no ongoing or early repayment fees.

  • Learn how to keep them in shape.

  • Our local customer service team is ready to help.


For the part of you that learns from others

The Process

We keep it simple

Wisr uses your daily spending to your advantage. Small decisions add up quick. Trust us, we drink a lot of coffee.

  • 01

    Get your personalised rate in 2 minutes

  • 02

    Apply online and get a response right away

  • 03

    Upload your documents

  • 04

    Sign on the digital line

  • 05

    Get your money within 24-48 hours

Product features and fees
  • Loan Purpose

    Debt consolidation

  • Interest rate

    Fixed from 7.95%

  • Comparison rate

    Fixed from 8.78%

  • Loan Amount

    $5,000 - $50,000 ^

  • Terms

    3, 5 and 7 years

  • Establishment fee


  • Features

    No ongoing or early repayment fees

Eligibility criteria
  • Gross income over 30,000 p.a.
  • Over 18 years of age (sorry kids)
  • No unpaid defaults last 5 years
  • No bankruptcies last 7 years
  • Not currently in financial hardship
  • Permanent Australian resident (living in Australia right now)

Help Centre

What we get asked

  • It’s important to note that not all products in the above categories are eligible for a green loan or government subsidy. Renewable energy products must meet strict standards of efficiency and performance. To find out if a specific product is eligible, it’s best to consult your green loan provider. If your product does not qualify you may still be able to fund your purchase by applying for one of our low rate personal loans.

Tired of scrolling?

Get a hold of a Wisr human in 90 seconds. Or email contact@wisr.com.au to get the help you need.

  • The boring (but important) stuff