Get a personalised rate estimate in 2 minutes that won't impact your credit score.
From 6.49% 1 Comparison 6.76%2* for excellent credit.
Borrow from $5,000 to $63,000 over 3, 5 or 7 years.
Pay it back weekly, fortnightly or monthly.
Find out what your repayments would be on a Wisr loan.
|Establishment Fee||+ $0.00|
|Interest Rate (p.a.)1||0.00%|
Your rate is tailored based on your credit score.
You'll get an outcome that's right for you.
With no ongoing or early repayment fees.
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Fixed from 6.49% 1 to 20.95%
Fixed from 6.76% 2* to 21.26% 2*
$5,000 - $64,000
3, 5 and 7 years
No ongoing or early repayment fees
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1: This rate applies only to borrowers with excellent credit histories. Wisr will also offer loans at higher rates to applicants with good histories, but do not meet the requirements for our lowest rates. Interest rates range from minimum 6.95% to maximum 17.95% Loan example: for a borrower with excellent credit, a loan of $30,000 over a 5 year term, with an interest rate of 6.95% comparison rate 7.78% and a $595 establishment fee, the monthly repayment would be $605.10 and the total cost over the life of the loan including the establishment fee would be $36,305.77.
2: Comparison rates based on $30,000 unsecured loan, fixed over 5 years, with monthly repayments.
3: Comparison rates based on $10,000 unsecured loan, fixed over 3 years, with monthly repayments.
* WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.
Note: All rates mentioned on this website are calculated on a per annum basis.
^ Wisr's standard establishment fee is $595. This $195 establishment fee deal applies to the applications submitted through this landing page and is not transferrable. To be eligible the customer must apply and be subsequently approved and funded for a Wisr personal loan. Credit eligibility criteria, terms & conditions, fees & charges apply
Partnership Disclosure: Wisr Finance is a personal loan lender which has partnered with a third party, CreditSimple. For every personal loan taken out by applicants referred to Wisr Finance by CreditSimple, CreditSimple may receive a financial commission.