Wisr secured car loan

Loans that go the extra mile

Borrow between $5,000 and $63,000, with great low rates for excellent credit.

You call the shots

  • Find rates as low as 5.59% comparison rate 5.01% .

  • Borrow from $5,000 to $63,000 over 3, 5 or 7 years.

  • Pay it back weekly, fortnightly or monthly.

Personalised rate estimate


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It takes 2 minutes and won't impact your credit score.

Loan Calculator

Doing the maths is smart

Find out what your repayments would be on a Wisr loan.

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Total Repayments$0.00
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Interest Rate (p.a.)10.00%

The Wisr Difference

Wisr isn't your average lender

Get Estimate
  • Your rate is tailored based on your credit score.

  • You'll get an outcome that's right for you.

  • With no ongoing or early repayment fees.

  • Learn how to keep them in shape.

  • Our customer service team is ready to help.


For the part of you that learns from others

The Process

We keep it simple

  • 01

    Get your personalised rate in 2 minutes

  • 02

    Apply online and get a response right away

  • 03

    Upload your documents

  • 04

    Sign on the digital line

  • 05

    Get your money within 24-48 hours

Product features and fees
  • Loan Purpose

    Any worthwhile purpose

  • Interest rate

    Fixed from 5.59% to 13.24%

  • Comparison rate

    Fixed from 5.01% to 16.31%

  • Loan Amount

    $5,000 - $64,000

  • Terms

    3, 5 and 7 years

  • Establishment fee

    $195^ for refinance

    $195^ for dealer sale

    $245^ for private sale

  • Features

    No ongoing or early repayment fees

Eligibility criteria
  • Gross income over $30,000 p.a.
  • Over 18 years of age (sorry kids)
  • No unpaid defaults last 5 years
  • No bankruptcies last 7 years
  • Not currently in financial hardship
  • Permanent Australian resident (living in Australia right now)

Help Centre

What we get asked

  • Wisr offers loan amounts between $5,000 and $63,000. Plus, get a personalised interest rate, no early repayment fees or exit fees.

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Get a hold of a Wisr human in 90 seconds. Or email contact@wisr.com.au to get the help you need.

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  • The boring (but important) stuff