Personal Loans

A loan that puts you in control

Get a personalised rate estimate in 2 minutes that won't impact your credit score.

What can I use this for?
Anything really.
  • Debt consolidation
  • Car
  • Legal fees
  • Tax debt
  • Gap finance
  • Any worthwhile purpose, really

You call the shots

  • From 8.49% Comparison 9.33% for excellent credit.

  • Borrow from $5,000 to $62,000 over 3, 5 or 7 years.

  • Pay it back weekly, fortnightly or monthly.

Loan Calculator

Doing the maths is smart

Find out what your repayments would be on a Wisr loan.

  • Monthly
  • Select Loan Term
  • Exceptional
Get my interest rate
  • $0.00
    Monthly repayment
  • 0.00%p.a.*
    Comparison rate
  • $0.00
    Total interest


Total Repayments$0.00
Total Interest$0.00
Amount Required$0.00
Establishment Fee+ $0.00
Loan Total$0.00
Interest Rate (p.a.)10.00%

The Wisr Difference

Wisr isn't your average lender

  • Your rate is tailored based on your credit score.

  • You'll get an outcome that's right for you.

  • With no early repayment fees.

  • Learn how to keep them in shape.

  • Our customer service team is ready to help.


For the part of you that learns from others

The Process

We keep it simple

Wisr uses your daily spending to your advantage. Small decisions add up quick. Trust us, we drink a lot of coffee.

  • 01

    Get your personalised rate in 2 minutes

  • 02

    Apply online and get a response right away

  • 03

    Upload your documents

  • 04

    Sign on the digital line

  • 05

    Get your money within 24-48 hours

Product features and fees
  • Loan Purpose

    Any worthwhile purpose

  • Interest rate

    Fixed from 8.49% to 23.29%

  • Comparison rate

    Fixed from 9.33% to 24.05%

  • Loan Amount

    $5,000 - $62,000

  • Terms

    3, 5 and 7 years

  • Establishment fee


  • Features

    No early repayment fees

Eligibility criteria
  • Gross income over $25,000 p.a.
  • Over 18 years of age (sorry kids)
  • No unpaid defaults last 5 years
  • No bankruptcies last 7 years
  • Not currently in financial hardship
  • Permanent Australian resident (living in Australia right now)

Help Centre

What we get asked

  • Wisr offers loan amounts between $5,000 and $62,000. Plus, get a personalised interest rate, no early repayment fees or exit fees.

Tired of scrolling?

Get a hold of a Wisr human on 1300 992 007. Or email contact@wisr.com.au to get the help you need.

  • The boring (but important) stuff