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The Wisr Blog

Feed
your
mind

Get insights and tips on money, tech, wellness and stuff we like.

Featured posts
  • May 21
    Saving

    5 tips to get yourself sorted for the new financial year

  • May 13
    Saving

    5 genius ways for Aussies to save money without spending less

  • Apr 02
    Get loan ready

    Finance terms explained

  • Aug 06
    Get loan ready

    How to get a low interest personal loan

  • Dec 20
    Get loan ready

    Can you refinance a car loan?

Latest Posts

  • Jun 03
    Life stuff

    3 incredibly effective ways to accelerate your goals with Wisr

  • May 21
    Saving

    5 tips to get yourself sorted for the new financial year

Credit scores

  • Dec 05
    Credit scores

    5 Steps to Rebuild Your Credit

  • May 30
    Credit scores

    Why Your Credit Score is Yo-Yoing

  • Jun 01
    Debt

    7 Wisr Ways To Improve Your Credit Score

  • Jan 11
    Credit scores

    Credit Report Errors to Look Out For

  • Dec 14
    Credit scores

    A Guide to Understanding Your Credit File

  • Mar 30
    Debt

    A Guide to Credit Repair in Australia

  • Mar 29
    Credit scores

    Anatomy of Your Credit Score

  • Mar 29
    Credit scores

    How to Combat Credit Card Fraud

  • Mar 25
    Credit scores

    5 Things That Can Affect Your Credit Score

  • Feb 21
    Credit scores

    10 Common Credit Score Myths Debunked

  • Feb 19
    Credit scores

    What Is A Good Credit Score?

  • Jan 14
    Credit scores

    What is Comprehensive Credit Reporting?

Saving

  • May 21
    Saving

    5 tips to get yourself sorted for the new financial year

  • May 13
    Saving

    5 genius ways for Aussies to save money without spending less

  • Jun 12
    Saving

    3 zero-effort money saving tricks everyone should know about

  • Jun 24
    Saving

    A Week of Affordable Meals To Try

  • Apr 26
    Life stuff

    5 Money Excuses To Stop Making

  • Apr 08
    Saving

    How Your Thoughts Can Make You Rich

  • Mar 29
    Saving

    What is a Money Mindset?

  • Mar 01
    Saving

    How to Manage Money Stress and Anxiety

  • Oct 24
    Saving

    How To Save Money According To Psychology

  • Oct 22
    Saving

    How to Develop Healthy Money Habits

  • Jul 07
    Saving

    Seven Travel Mistakes That Cost You

  • Jul 06
    Saving

    Can Motorbikes Combat High Fuel Prices?

  • Jun 20
    Saving

    7 Tips To Get Ahead Financially

  • May 09
    Saving

    The Truth About Depreciating Assets

  • Apr 20
    Saving

    Want a Better Deal? Ask For It

  • Apr 14
    Saving

    5 Questions to Ask Before a Big Purchase

  • Feb 03
    Saving

    Do Offset Accounts Help You Save?

  • Jan 10
    Saving

    Should You Save, Invest or Pay Off Debt?

  • Apr 08
    Saving

    Spring Clean Your Spending

  • Mar 16
    Saving

    Are You Ghosting Your Finances?

  • Mar 01
    Saving

    13 Real (and Hilarious) Regret Purchases

Team Wisr

  • Mar 06
    Team Wisr

    Reset Your Money Mindset & Win FAQs

  • May 25
    Team Wisr

    Power Your Possible FAQs

  • Mar 06
    Team Wisr

    Striving for Financial Equality with Financy

  • Jul 15
    Team Wisr

    Wisr: Excellence In Consumer Lending

  • May 14
    Team Wisr

    An Open Letter to the Australian Government on Climate Change

Life stuff

  • Jun 03
    Life stuff

    3 incredibly effective ways to accelerate your goals with Wisr

  • Jun 01
    Life stuff

    8 Unexpected Side Hustle Ideas

  • Apr 27
    Life stuff

    How to Name Your Car

  • Apr 26
    Life stuff

    5 Money Excuses To Stop Making

  • Apr 05
    Life stuff

    The Hidden Cost of Bad Money Habits

  • Mar 24
    Life stuff

    How to Negotiate a Job Offer Like a Boss

  • A woman holding a wedding engagement ring. Photo: Jeremy Bishop / Unsplash
    Mar 07
    Life stuff

    A Guide to Paying for an Engagement Ring

  • Mar 02
    Life stuff

    Smart Ways To Spend Your Tax Return

  • Feb 21
    Life stuff

    3 Gifts That Will Earn You Brownie Points

  • Feb 11
    Life stuff

    Embracing the Great Resignation

  • Feb 06
    Life stuff

    How to Ask For a Pay Rise – Do’s and Don'ts

  • Jan 31
    Life stuff

    Movies About Finance That Don't Suck

  • Jan 20
    Life stuff

    Should You Invest In Companies You Like?

  • Jan 01
    Life stuff

    10 Action Steps To Start The Year

  • Oct 25
    Life stuff

    How to Discuss Money With Your Partner

  • Oct 13
    Life stuff

    How To Set Financial Goals

  • Mar 08
    Life stuff

    What Is a Mortgage Comparison Rate?

  • Jan 13
    Life stuff

    What’s Happening With Australia's Property Market in 2022?

  • Dec 13
    Life stuff

    7 Books That Will Make You Smarter

  • Nov 26
    Life stuff

    5 Ways To Pay Off Your Mortgage Faster

  • May 13
    Life stuff

    Your Design Style According To Your Element

  • Apr 08
    Life stuff

    Side Hustles You Can Do From Home

  • Apr 07
    Life stuff

    How to Have an Epic Staycation in Australia

  • Mar 01
    Life stuff

    Tips to Boost The Value of Your Home

Debt

  • Sep 23
    Debt

    How can I pay off my loan faster?

  • Jul 29
    Debt

    What happens if I can’t repay my Wisr loan?

  • Apr 03
    Debt

    What Is My Rate Again?

  • Apr 02
    Debt

    The Cost of Compound Interest

  • Jun 26
    Debt

    BNPL: The Price of Impatience

  • Feb 22
    Debt

    How Does Debt Consolidation Work In Australia?

  • Feb 14
    Debt

    Seven Cardinal Rules of Sharing a Credit Card

  • Jun 01
    Debt

    7 Wisr Ways To Improve Your Credit Score

  • Mar 21
    Debt

    Financial Assistance in Difficult Times

  • Mar 03
    Debt

    Emily in Paris? More like Emily in Debt

  • Feb 26
    Debt

    Why Consolidate Your Debt?

  • Feb 10
    Debt

    How to Tackle Your Credit Card Debt

  • A debt consolidation loan rolls all your debt into one monthly repayment. Photo: Death To Stock Photo / Daniel Faro
    Feb 10
    Debt

    Is Getting a Debt Consolidation Loan Wise?

  • Jan 24
    Debt

    How to pay off your HECS faster

  • Mar 30
    Debt

    A Guide to Credit Repair in Australia

  • Mar 18
    Debt

    The Snowball vs. Avalanche Debt Method

Get loan ready

  • Apr 02
    Get loan ready

    Finance terms explained

  • Dec 20
    Get loan ready

    Can you refinance a car loan?

  • Dec 17
    Get loan ready

    Electric car loans explained

  • Dec 13
    Get loan ready

    Can I get a car loan for a used car?

  • Dec 13
    Get loan ready

    What is a secured car loan?

  • Sep 23
    Get loan ready

    $10,000 personal loan guide: how to borrow $10k

  • Sep 06
    Get loan ready

    Small personal loans: how much can I borrow?

  • Aug 27
    Get loan ready

    Can I get a personal loan if I'm self-employed?

  • Aug 27
    Get loan ready

    Personal loan vs credit card: what's the difference?

  • Aug 06
    Get loan ready

    How to get a low interest personal loan

  • Aug 05
    Get loan ready

    How much can I borrow with a personal loan?

  • Feb 27
    Get loan ready

    Creative Financing Options for Your Wedding

  • Feb 01
    Get loan ready

    Maximise Your Borrowing Capacity

  • May 31
    Get loan ready

    Upgrade With These Electric Vehicle Incentives

  • May 30
    Get loan ready

    5 Common Reasons Loans Get Declined

  • Apr 25
    Get loan ready

    The Cost of Tying the Knot in Australia

  • Mar 22
    Get loan ready

    Secured vs. Unsecured Car Loans

  • Mar 17
    Get loan ready

    How to Read and Understand Your Credit File

  • Feb 10
    Get loan ready

    10 Wedding Costs to Watch Out For

  • Dec 20
    Get loan ready

    Headline vs Comparison Rates – What’s the Difference?

  • Dec 16
    Get loan ready

    Things to Know About Joint Personal Loans

  • Dec 06
    Get loan ready

    What is a Green Loan?

  • Jul 22
    Get loan ready

    5 Personal Loan Red Flags And How To Avoid Them

Money stories

  • Aug 27
    Money stories

    Case study: Julia

  • Mar 15
    Money stories

    Money Memoir: Jacob

  • Mar 01
    Money stories

    Case study: Daniel

  • Feb 15
    Money stories

    Money Memoir: Susie

  • Feb 01
    Money stories

    Case study: Bec

  • Jan 15
    Money stories

    Money Memoir: James

  • Jan 01
    Money stories

    Case Study: Beau

  • Nov 15
    Money stories

    Money Memoir: Tara

  • Nov 01
    Money stories

    Introducing Money Memoirs

  • Oct 15
    Money stories

    Case study: Charles

  • Oct 01
    Money stories

    Case study: Sarah

  • Sep 15
    Money stories

    Case Study: Emma

Security

  • Oct 30
    Security

    Are your details on the dark web?

  • Dec 03
    Security

    The Latest Scams to Be Aware Of

  • Sep 11
    Security

    Limit Your Exposure to Data Breaches

  • Sep 02
    Security

    How to Create Secure Passwords

  • Jul 18
    Security

    Don't Let Fraudsters Steal Your Identity

  • Jan 12
    Security

    Prevent Credit Fraud with Credit Score Checks

Wisr
  • Loans
  • Credit Scores
  • Round Up
  • July Rate Discount
  • Customer DashboardView loan & credit scores
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Wisr: For Smarter Money Decisions
Wisr Blog | Tips & Insights To Make Smarter Money Decisions

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© Wisr 2025
Wisr
Wisr Finance Pty Ltd ACN 119 503 221 holds an Australian Credit Licence No. 458572 and an Australian Financial Service Licence No. 458572 and is a 100% owned subsidiary of Wisr Limited (ASX: WZR). Wisr Services Pty Ltd ACN 616 806 949 provides rate estimates and other services as an agent for Wisr Finance Pty Ltd. Personal loans funded by Wisr are issued by Wisr Finance Pty Ltd. All credit activities are subject to Wisr's standard terms, conditions and policies. In the spirit of reconciliation, Wisr acknowledges the Traditional Custodians of Country throughout Australia and their connections to land, sea and community. We pay our respect to their Elders, past and present, and extend that respect to all Aboriginal and Torres Strait Islander peoples today.