Wisr is offering a 0.5% rate discount on debt consolidation and gap finance loans until 30 June 2025! Get a quick rate estimate to see your discounted rate.
Wisr is offering a 0.5% rate discount on debt consolidation and gap finance loans until 30 June 2025! Get a quick rate estimate to see your discounted rate.
Rates from 6.24% ¹ comparison 7.06% ²* with the 0.5% rate discount applied.
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A debt consolidation loan is a loan used to pay off other debts. Not sure what we mean? Well, say you have a credit card with debt building up, or a couple of different loans and credit cards that you’re paying off, you can use a debt consolidation loan to clear them and have just one monthly repayment to manage.
Want to know more? Check out our Smart Guide, What is debt consolidation?
Offer expires at 23:59 30 June 2025. Loan applications need to be submitted before this time and date for the 0.5% rate discount to be applied. Rate discount is applicable to sole purpose debt consolidation and gap finance personal loans only.
1: This rate applies only to borrowers with excellent credit histories. Wisr will also offer loans at higher rates to applicants with good histories, but who do not meet the requirements for our lowest rates. Interest rates range from minimum 6.24% to maximum 24.04% Loan example: for a borrower with excellent credit, a loan of $30,000 over a 5 year term, with an interest rate of 6.24% comparison rate 7.06% and a $595 establishment fee, the monthly repayment would be $594.91 and the total cost over the life of the loan including the establishment fee would be $35,694.44.
2: Comparison rate s based on $30,000 unsecured loan, fixed over 5 years, with monthly repayments.
* WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms may result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.
Note: All rates mentioned on this website are calculated on a per annum basis.