How does Refer A Friend Rewards work?

It’s pretty simple! If you decide that a Wisr loan is right for you, both you and your friend will receive $300 paid off both your Wisr loan balance once your loan has been settled.

When do I receive the $300 reward?

You’ll have $300 paid off your Wisr loan within two weeks after it has been settled.

Can I get the $300 in cash?

Sorry, no. The $300 will be deducted from your Wisr loan’s outstanding balance to help you pay it off faster.

Will a Wisr a rate estimate affect my credit score?

Nope, not at all. This means that you can take a look at your Wisr loan options at no cost to you. There’s also no obligation to apply.

What can I use a Wisr loan for?

Pretty much anything! We offer personal loans up to $62,000 for any worthwhile purpose and secured vehicle loans up to $148,000. Common uses of personal loans include: - Buying a car - Renovating your home - Consolidating debts - Travel or holidays - Medical expenses - Funding a wedding

What if a Wisr loan isn’t right for me?

That’s totally fine. Please do what is best for you and your finances. You also don’t need to make a decision right now. Take a look at your options, have a think and come back later if you want to. Just remember to apply via this page to get your Refer a Friend Bonus.

REFER A FRIEND REWARDS

You’ve been referred to Wisr!

Welcome! Want to see if a Wisr loan is right for you? Great. Just get an estimate to look at your options.

Get an estimate

A LITTLE BONUS FROM US

Benefit from Refer a Friend Rewards

Get an estimate

To say thank you to both you and your friend, if you successfully take out a Wisr loan, you’ll both receive $300 paid off your loan balances (T&Cs apply).

THE WISR DIFFERENCE

Not your average lender

Get your personalised rate in minutes
Rates from 6.74% comparison 7.57% .
Estimates have no impact on your credit scores
See your loan options at no cost to you.
Borrow with no early repayment or exit fees
Pay off your loan faster with Round Up or make extra repayments any time.
Sync your repayments with your paydays
Set up your repayments however works best for you.
Easily manage your loan in Wisr App
Easily track your loan repayments, change their frequency, and more.

THE PROCESS

We keep it simple

01
Get a quick estimate in just a couple of minutes
02
Apply for your loan and upload your documents
03
If approved, you could receive your money in 24 - 48 hours

FAQ

For the curious

It’s pretty simple! If you decide that a Wisr loan is right for you, both you and your friend will receive $300 paid off both your Wisr loan balance once your loan has been settled.

THE BORING BUT IMPORTANT STUFF
T&Cs apply. Check out the full Refer A Friend Terms and Conditions.
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1: This rate applies only to borrowers with excellent credit histories. Wisr will also offer loans at higher rates to applicants with good histories, but who do not meet the requirements for our lowest rates. Interest rates range from minimum 6.74% to maximum 24.54% Loan example: for a borrower with excellent credit, a loan of $30,000 over a 5 year term, with an interest rate of 6.74% comparison rate 7.57% and a $595 establishment fee, the monthly repayment would be $602.07 and the total cost over the life of the loan including the establishment fee would be $36,124.30.
2: Comparison rates based on $30,000 unsecured loan, fixed over 5 years, with monthly repayments.
3: Comparison rates based on $10,000 unsecured loan, fixed over 3 years, with monthly repayments.
4: Comparison rates based on $10,000 secured loan, fixed over 3 years, with monthly repayments.
5: Comparison rates based on $30,000 secured loan, fixed over 5 years, with monthly repayments with a total loan amount compared to the vehicle asset valuation less than or equal to 130%.
* WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms may result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.
Note: All rates mentioned on this website are calculated on a per annum basis.