Wisr gathered insights from over 2,700 brokers and consumers to find out how Aussies are feeling about their finances in 2026.
Money On
Your Mind
Report 2026
Your Mind
Report 2026
Highlights
7 in 10 Aussies think about their finances at least once a day
More than 77% made financial progress in 2025, 51% of them made significant progress
1 in 4 Aussies say trust is the most important factor when choosing a financial provider
85% of brokers say clients want more than just the cheapest rate
It’s not me, it’s the macroeconomic condition
Aussies face financial stress due to rising living costs, debt, and mismatched incomes. Despite this, financial confidence continues to rise, showing that Australians are resilient and intentional with their money.
Progress is a process
Building savings and paying down debt are top priorities, but many Aussies feel held back by not having enough information and having too many accounts to manage.
Figuring out the fine print
Complexity and unclear information are key barriers to confident financial decision-making, with Australians ranking simpler language and clearer information as the most helpful solution.
Trust can’t be bought
Trust is more important than rates or fees when choosing a financial provider, and Australians want human oversight even as AI tools grow in use.
Disclaimer
This report is for informational purposes only and does not constitute financial advice, nor should it be relied upon as such. The insights presented are based on survey data and reflect general trends rather than specific recommendations. Readers should seek independent professional advice tailored to their financial situation before making any decisions. It does not constitute nor should it be treated as financial advice. We accept no liability for any loss suffered as a result of reliance on this report. We recommend that independent professional advice be sought.