How much can I borrow?

Wisr offers loan amounts between $5,000 and $62,000. Plus, get a personalised interest rate, no early repayment fees or exit fees.

How do I apply for a Wisr loan?

You can apply for a Wisr loan in minutes! The first step is to get a free estimate and find out what your personalised rate may be. Don't worry, this won't affect your credit score. Once you've chosen your repayment option you can complete your loan application in as little as 10 minutes. Once approved, the funds could be in your bank account on the same day.

What repayment options do you offer?

You can choose either a 3, 5 or 7 year term. Plus, it's up to you if you want to repay in monthly, fortnightly or weekly installments.

Get Estimate

Personal loans

A LOAN THAT
PUTS YOU IN
CONTROL

Get a personalised rate estimate in 2 minutes that won't impact your credit score.

Get Estimate

Call us:1300 992 007

What can I use this for?

Anything really.

Debt consolidation
Car
Legal fees
Tax debt
Gap finance
Any worthwhile purpose, really

You call the shots

Get a personalised rate
From 7.44% Comparison 8.27% for excellent credit.
Choose your terms
Borrow from $5,000 to $62,000 over 3, 5 or 7 years.
Repay on your schedule
Pay it back weekly, fortnightly or monthly.

Loan Calculator

Doing the maths is smart

Find out what your repayments would be on a Wisr loan.

Loan Amount ($5k - $51k)$5,000
Repayments every
Monthly
Loan Term
Select Loan Term
3 years
5 years
7 years
My credit history is
Exceptional

Get estimate

$0.00
Monthly repayment
0.00%p.a.^*
Comparison rate
$0.00
Total interest

Loan Amount$5000

Details

Total Repayments	$0.00
Total Interest	$0.00
Amount Required	$0.00
Establishment Fee	+ $0.00
Loan Total	$0.00
Interest Rate (p.a.)¹	0.00%

The Wisr Difference

Wisr isn't your average lender

Personalised rates
Your rate is tailored based on your credit score.
We lend responsibly
You'll get an outcome that's right for you.
Pay your loan off sooner with Wisr App
With no early repayment fees.
Improve your credit scores
Learn how to keep them in shape.
Talk to humans
Our customer service team is ready to help.

Testimonials

For the part of you that learns from others

The Process

We keep it simple

01
Get your personalised rate in 2 minutes
02
Apply online and get a response right away
03
Upload your documents
04
Sign on the digital line
05
Get your money within 24-48 hours

Product features and fees

Loan Purpose
Any worthwhile purpose
Interest rate
Fixed from 7.44% to 25.29%
Comparison rate
Fixed from 8.27% to 26.08%
Loan Amount
$5,000 - $62,000
Terms
3, 5 and 7 years
Establishment fee
$595
Features
No early repayment fees

Eligibility criteria

Gross income over $25,000 p.a.
No unpaid defaults last 5 years
No bankruptcies last 7 years
Not currently in financial hardship
Permanent Australian resident (living in Australia right now)

Help Centre

What we get asked

Wisr offers loan amounts between $5,000 and $62,000. Plus, get a personalised interest rate, no early repayment fees or exit fees.

Still have questions?

Tired of scrolling?

Get a hold of a Wisr human on 1300 992 007. Or email contact@wisr.com.au to get the help you need.

Email us

The boring (but important) stuff
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Partnership Disclosure: Wisr Finance is a personal loan lender which has partnered with a third party, Flight Centre. For every personal loan taken out by applicants referred to Wisr Finance by Flight Centre, Flight Centre may receive a financial commission.