Wisr

Personal Loans

A LOAN THAT
PUTS YOU IN
CONTROL

Get a personalised rate estimate in 2 minutes that won't impact your credit score.

What can I use this for?
We're open minded.
  • Debt consolidation
  • Car
  • Legal fees
  • Tax debt
  • Gap finance
  • Any worthwhile purpose, really

You call the shots

  • From 6.45% Comparison 7.27% for excellent credit.

  • Borrow from $5,000 to $64,000 over 3, 5 or 7 years.

  • Pay it back weekly, fortnightly or monthly.

Loan Calculator

Doing the maths is smart

Find out what your repayments would be on a Wisr loan.

  • Monthly
  • Select Loan Term
  • Exceptional
Get estimate
  • $0.00
    Monthly repayment
  • 0.00%p.a.*
    Comparison rate
  • $0.00
    Total interest

Details

Total Repayments$0.00
Total Interest$0.00
Amount Required$0.00
Establishment Fee+ $0.00
Loan Total$0.00
Interest Rate (p.a.)10.00%

The Wisr Difference

Wisr isn't your average lender

  • Your rate is tailored based on your credit score.

  • You'll get an outcome that's right for you.

  • With no ongoing or early repayment fees.

  • Learn how to keep them in shape.

  • Our customer service team is ready to help.

Testimonials

For the part of you that learns from others

The Process

We keep it simple

  • 01

    Get your personalised rate in 2 minutes

  • 02

    Apply online and get a response right away

  • 03

    Upload your documents

  • 04

    Sign on the digital line

  • 05

    Get your money within 24-48 hours

Product features and fees
  • Loan Purpose

    Any worthwhile purpose

  • Interest rate

    Fixed from 6.45% to 17.45%

  • Comparison rate

    Fixed from 7.27% to 17.86%%

  • Loan Amount

    $5,000 - $64,000

  • Terms

    3, 5 and 7 years

  • Establishment fee

    $595

  • Features

    No ongoing or early repayment fees

Eligibility criteria
  • Gross income over $30,000 p.a.
  • Over 18 years of age (sorry kids)
  • No unpaid defaults last 5 years
  • No bankruptcies last 7 years
  • Not currently in financial hardship
  • Permanent Australian resident (living in Australia right now)

Help Centre

What we get asked

  • Wisr offers loan amounts between $5,000 and $64,000. Plus, get a personalised interest rate, no early repayment fees or exit fees.

Check your credit scores with Wisr

If you use your credit cards responsibly, you can certainly maintain good credit scores. Head to your dashboard now and see where you stand.

Check your credit scores with Wisr
  • The boring (but important) stuff