Get a personalised rate estimate in 2 minutes that won't impact your credit score.
You
call the
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Find rates as low as 7.74% 1 comparison rate 9.27% 5*.
Borrow from $10,000 to $147,000 over 3, 5 or 7 years.
Pay it back weekly, fortnightly or monthly.
Loan Calculator
Doing the maths is smart
Find out what your repayments would be on a Wisr loan.
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Details
| Total Repayments | $0.00 |
|---|---|
| Total Interest | $0.00 |
| Amount Required | $0.00 |
| Establishment Fee | + $0.00 |
| Loan Total | $0.00 |
| Interest Rate (p.a.)1 | 0.00% |
The Wisr Difference
Wisr isn't your average lender
Your rate is tailored based on your credit score.
You'll get an outcome that's right for you.
With no early repayment fees.
Learn how to keep them in shape.
Our customer service team is ready to help.
Testimonials
For the part of you that learns from others
The Process
We keep it simple
- 01
Get your personalised rate in 2 minutes
- 02
Apply online and get a response right away
- 03
Upload your documents
- 04
Sign on the digital line
- 05
Get your money within 24-48 hours
Product features and fees
- Loan Purpose
Any worthwhile purpose
- Interest rate
Fixed from 7.74% 1 to 16.94%
- Comparison rate
Fixed from 9.27% 5* to 18.48% 5*
- Loan Amount
$10,000 - $147,000
- Terms
3, 5 and 7 years
- Establishment fee
$605 for refinance
$605 for dealer sale
$655 for private sale
- Account Fee
$10 per month
- Late Payment Fee
$25
- Payment Dishonour Fee
$2.75
- Features
No early repayment fees
Eligibility criteria
- Gross income over $25,000 p.a.
- Over 18 years of age (sorry kids)
- No unpaid defaults last 5 years
- No bankruptcies last 7 years
- Not currently in financial hardship
- Permanent Australian resident (living in Australia right now)
Help Centre
What we get asked
Wisr offers loan amounts between $10,000 and $147,000. Plus, get a personalised interest rate, no early repayment fees or exit fees.
Tired of scrolling?
Get a hold of a Wisr human on 1300 992 007. Or email contact@wisr.com.au to get the help you need.
The boring (but important) stuff
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1: This rate applies only to borrowers with excellent credit histories. Wisr will also offer loans at higher rates to applicants with good histories, but do not meet the requirements for our lowest rates. Interest rates range from minimum 7.74% p.a. to a maximum 16.94% p.a. Loan example: for a borrower with excellent credit, a loan of $30,000 over a 5 year term, with an interest rate of 7.74% p.a. comparison rate 9.27% p.a. and a $605 establishment fee, the monthly repayment would be $626.76 and the total cost over the life of the loan including the establishment fee and $10 Monthly Account Fee would be $37,605.47.
2: Comparison rates based on $30,000 unsecured loan, fixed over 5 years, with monthly repayments.
3: Comparison rates based on $10,000 unsecured loan, fixed over 3 years, with monthly repayments.
4: Comparison rates based on $10,000 secured loan, fixed over 3 years, with monthly repayments.
5: Comparison rates based on $30,000 secured loan, fixed over 5 years, with monthly repayments with a total loan amount compared to the vehicle asset valuation less than or equal to 130%.
* WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.
Note: All rates mentioned on this website are calculated on a per annum basis.
Partnership Disclosure: Wisr Finance is a personal loan lender which has partnered with a third party, Finder. For every personal loan taken out by applicants referred to Wisr Finance by Finder, Finder may receive a financial commission.