Version 2.0

This agreement is electronically agreed between Global Payments "Ezidebit" ACN 601 396 543; Direct Debit User ID number 342190, 342191, 428198 and you.

I/We hereby authorise Ezidebit to make debits at intervals and amounts as directed by Wisr Finance ACN 119 503 221 herein referred to as “the Business” as per the Product Disclosure Statement PDS and the Terms of Use from the Business.

I/We acknowledge that Ezidebit is acting as a Direct Debit Agent for the Business and that Ezidebit does not provide any goods or services other than the direct debit collection services to me/us for the Business pursuant to the Direct Debit Request and this Direct Debit Agreement "Agreement" and has no express or implied liability in regards to the goods and services provided by the Business or the terms and conditions of any agreement that I/We have with the Business.

I/We acknowledge that the debit amount will be debited from my/our account according to the terms and conditions of my/our agreement with the Business and the terms and conditions of the Direct Debit Request and specifically the Debit Arrangement and the Fees/Charges outlined by the Business and this Agreement.

I/We acknowledge that bank account details have been verified by the Business to ensure accuracy of the details provided and I/we will contact my/our financial institution if I/we are uncertain of the accuracy of these details.

I/We acknowledge that is my/our responsibility to ensure that there are sufficient cleared funds in the nominated account by the due date to enable the direct debit to be honoured on the debit date. Direct debits normally occur overnight, however transactions can take up to three 3 business days depending on the financial institution. Accordingly, I/we acknowledge and agree that sufficient funds will remain in the nominated account until the direct debit amount has been debited from the account and that if there are insufficient funds available, I/we agree that Ezidebit will not be held responsible for any fees and charges that may be charged by either my/our or its financial institution.

I/We acknowledge that there may be a delay in processing the debit if:-
1 there is a public or bank holiday on the day of the debit, or any day after the debit date;
2 a payment request is received by Ezidebit on a day that is not a banking business day in Queensland;
3 a payment request is received after normal Ezidebit cut off times, being 3:00pm Queensland time, Monday to Friday. Any payments that fall due on any of the above will be processed on the next business day.

I/We authorise Ezidebit to vary the amount of the payments from time to time as may be agreed by me/us and the Business as provided for within my/our agreement with the Business. I/We authorise Ezidebit to vary the amount of the payments upon receiving instructions from the Business of the agreed variations. I/We do not require Ezidebit to notify me/us of such variations to the debit amount.

I/We acknowledge that Ezidebit is to provide at least 14 days' notice if it proposes to vary any of the terms and conditions of the Direct Debit Request or this Agreement including varying any of the terms of the debit arrangements between us.

I/We acknowledge that I/we will contact the Business if I/we wish to alter or defer any of the debit arrangements.

I/We acknowledge that any request by me/us to stop or cancel the debit arrangements will be directed to the Business.

I/We acknowledge that any disputed debit payments will be directed to the Business and/or Ezidebit. If no resolution is forthcoming, I/we agree to contact my/our financial institution.

I/We acknowledge that if a debit is returned by my/our financial institution as unpaid, a failed payment fee may be payable by me/us to Ezidebit or the Business. Where a failed payment fee is applicable, the amount will be as detailed in the fees and charges as set out by the Business on their website. I/We will also be responsible for any fees and charges applied by my/our financial institution for each unsuccessful debit attempt together with any collection fees, including but not limited to any solicitor fees and/or collection agent fee as may be incurred by Ezidebit.

I/We authorise Ezidebit to attempt to re-process any unsuccessful payments as advised by the Business.

I/We acknowledge that certain fees and charges including setup, variation, SMS or processing fees may apply to the Direct Debit Request and may be payable to Ezidebit and subject to my/our agreement with the Business agree to pay those fees and charges to Ezidebit.

I/We appoint Ezidebit as my/our exclusive agent with regards to the control, management and protection of my/our personal information relating to the Business and contained in this Agreement. I/We irrevocably authorise Ezidebit to take all necessary action which Ezidebit deems necessary to protect and/or correct, if required, my/our personal information, including but not limited to correcting account numbers and providing such information to relevant third parties and otherwise disclosing or allowing access to my/our personal information to third parties in accordance with the Ezidebit Privacy Policy.

Other than as provided in this Agreement or the Ezidebit Privacy Policy, Ezidebit will keep your information about your nominated account at the financial institution private and confidential unless this information is required to investigate a claim made relating to an alleged incorrect or wrongful debit, to be referred to a debt collection agency for the purposes of debt collection or as otherwise required or permitted by law. Ezidebit's Privacy Policy can be found at

I/We hereby irrevocably authorise, direct and instruct any third party who holds/stores my/our personal information relating to the Business and contained in this Agreement to release and provide such information to Ezidebit on my/our written request.

I/We authorise:
a Ezidebit to verify and/or correct, if necessary, details of my/our account with my/our financial institution; and
b my/our financial institution to release information allowing Ezidebit to verify my/our account details.

Ezidebit contact details:

Po Box 3327
Newstead, QLD 4006
Ph: 07 3124 5500
Fax: 07 3124 5555

Wisr contact details:

Level 4,
55 Harrington St Sydney,
NSW 2000
Ph: 1300 992 007