There are a couple of easy ways to find out if your data has been compromised or if you’ve been the victim of identity fraud.
Use a breach monitoring service
One way to protect yourself is to use BreachAlert on Wisr App. BreachAlert scours the internet daily for data breaches. Using the service, you can see instantly if your email and other data may have been involved in a historical breach. Using ongoing monitoring, you can get notified when future breaches involving your email occur, plus recommended next steps including how to create secure passwords and keep your data secure.
We’ve seen increasing adoption for our data breach monitoring service which tends to rise when new data breaches make the news.
There is real power in combining the tools available to monitor your identity online and the flow-on impacts of potential fraud on your credit file. Having access to monitoring and notifications of data breaches and credit scores through an app like Wisr adds to the convenience and also immediacy if your online presence might have been impacted.
This is all the more important for those with higher credit scores. On average, users with higher credit scores are seeing more instances of their data being involved with data breaches when compared to those with lower credit scores.
Keep tabs on your credit file
We receive lots of positive feedback from Wisr App users about our free credit score-checking service, in particular getting peace of mind knowing that their credit score is monitored in the background and that they will be notified of activity on their credit file.
If you see hard enquiries for credit on your file that you did not make, you should contact the credit provider immediately. You can also ask for a temporary ban to be placed on your credit file by contacting the relevant credit bureaus.
Making sure you take steps to strengthen your online security and monitor for breaches is essential to keeping your data safe in today’s digital world. Want to protect yourself? Download Wisr App now to check your credit file and set up BreachAlert in minutes.