How can I find out more about the Power Your Possible promotion?

We’ve created a dedicated Frequently Asked Questions page to answer all your queries about our Power Your Possible promotion. Check out the Power Your Possible FAQs or read the full T&Cs .

How much can I borrow?

Wisr offers loan amounts between $5,000 and $62,000 for unsecured personal loans , and amounts between $10,000 and $147,000 for secured loans .

What rates do you offer?

We offer fixed rates from 8.49% p.a.¹ to 23.29% p.a. (fixed comparison rate from 9.33% p.a.²* to 24.05% p.a.²*). The rate you’re offered will be personalised to you based on your credit score and your individual circumstances. Want to find out what rate you’re eligible for? Get a quick estimate to see your personalised rates. It won’t affect your credit scores.

Who is eligible for a Wisr Loan?

To be eligible for a Wisr Loan, you’ll need to meet our initial lending criteria: - Gross income over $25,000 p.a. - Over 18 years of age - No unpaid defaults last 5 years - No bankruptcies last 7 years - Not currently in financial hardship - Permanent Australian resident (living in Australia right now)

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WISR LOANS

POWER YOUR POSSIBLE

Not everything has to wait. Launch your plans and settle a loan with Wisr this June to turn your potential into possible.

Get estimate

TURN POSSIBILITIES INTO PLANS

WIN $1K REPAID ON US

Reach your goals with a Wisr Loan this June and we’ll enter you into our giveaway where we’ll be repaying $1K off the loans of 3 lucky winners^.

The Wisr Difference

NOT YOUR AVERAGE LENDER

Get your personalised rate in minutes
Rates from 8.49% ¹ comparison 9.33% ²* for excellent credit.
Estimates have no impact on your credit scores
See your loan options at no cost to you.
Borrow with no early repayment or exit fees
Pay off your loan faster with Round Up or make extra repayments any time.
Sync your repayments with your paydays
Set up your repayments however works best for you.
Easily manage your loan in Wisr App
Keep track of your loan repayments in our app.

The Process

We keep it simple

01
Get a quick estimate in just two minutes
02
Apply for your loan and upload your documents
03
If approved, you could receive your money in just 24 - 48 hours

FAQ

FOR THE CURIOUS

We’ve created a dedicated Frequently Asked Questions page to answer all your queries about our Power Your Possible promotion. Check out the Power Your Possible FAQs or read the full T&Cs.

The boring (but important) stuff
^AU18+ only. Ends 30/6/24 11:59pm AEST. Limit 1 entry per person/settled loan. Max 1 prize per person excl. SA. T&Cs apply.
¹This rate applies only to borrowers with excellent credit histories. Wisr will also offer loans at higher rates to applicants with good histories, but do not meet the requirements for our lowest rates. Interest rates range from minimum 8.49% to maximum 23.29% Loan example: for a borrower with excellent credit, a loan of $30,000 over a 5 year term, with an interest rate of 8.49% comparison rate 9.33% and a $595 establishment fee, the monthly repayment would be $627.56 and the total cost over the life of the loan including the establishment fee would be $37,653.35.
²Comparison rates based on $30,000 unsecured loan, fixed over 5 years, with monthly repayments.
*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.
Note: All rates mentioned on this website are calculated on a per annum basis.