Personal loans

A loan that
puts you in
control

Personal loans call for a personalised experience.

What can I use this for?
We’re open minded
  • Debt consolidation
  • Car
  • Legal fees
  • Tax debt
  • Gap finance
  • Just about anything, really.

You call the shots

  • Get a rate based on credit score.

  • Choose 3, 5 or 7 years.

  • Repay weekly, fortnightly or monthly.

The Wisr Difference

Not your average lender

We’re smart, with a big heart.

  • Your rate is tailored based on your credit score.

  • You’ll get an outcome that’s right for you.

  • With no ongoing or early repayment fees.

  • Learn how to keep them in shape.

  • Our customer service team is ready to help.

Loan Calculator

Doing the maths is smart

Calculate your repayments on a personal loan.

  • Monthly
  • Select Loan Term
  • Exceptional
Get estimate
  • $0.00
    Monthly repayment
  • 0.00%p.a.*
    Comparison rate
  • $0.00
    Total interest

Details

Total Repayments$0.00
Total Interest$0.00
Amount Required$0.00
Establishment Fee+ $0.00
Loan Total$0.00
Interest Rate (p.a.)10.00%

Testimonials

For the part of you that learns from others

The Process

We keep it simple

  • 01

    Get your personalised rate estimate in 2 minutes

  • 02

    Apply online and get a response right away

  • 03

    Upload your documents

  • 04

    Sign on the digital line

  • 05

    Get your money within 24-48 hours

Product features and fees
  • Loan purpose

    Personal loan

  • Interest rate

    Fixed from 6.49% to 19.95%

  • Comparison rate

    Fixed from 7.31% to 20.89%

  • Loan amount

    $5,000 – $63,000

  • Terms

    3, 5 and 7 years

  • Establishment fee

    $595

  • Features

    No ongoing or early repayment fees

Eligibility criteria
  • Gross income over $30,000 p.a.
  • Over 18 years of age
  • No unpaid defaults last 5 years
  • No bankruptcies last 7 years
  • Not currently in financial hardship
  • Permanent Australian resident (living in Australia right now)

FAQ

For the curious

  • Yup! Just keep in mind that you will need to have been in your current role for at least 12 months and be able to provide your most recent individual tax return and the corresponding notice of assessment from the Australian Taxation Office.

  • The boring (but important) stuff