Dental Loans

Smile
without
the stress

Smile easier with a Wisr dental loan. Low rates from 6.74% comparison rate 7.57% for excellent credit.

The Wisr Difference

Not your average lender

We’re smart, with a big heart.

  • Your rate is tailored based on your credit score.

  • You’ll get an outcome that’s right for you.

  • With no early repayment fees.

  • Learn how to keep them in shape.

  • Our customer service team is ready to help.

Loan Calculator

Doing the maths is smart

Calculate your repayments on a dental loan.

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Total Repayments$0.00
Total Interest$0.00
Amount Required$0.00
Establishment Fee+ $0.00
Loan Total$0.00
Interest Rate (p.a.)10.00%

Testimonials

For the part of you that learns from others

The Process

We keep it simple

  • 01

    Get your personalised rate estimate in 2 minutes

  • 02

    Apply online and get a response right away

  • 03

    Upload your documents

  • 04

    Sign on the digital line

  • 05

    Get your money within 24-48 hours, if approved

Product features and fees
  • Loan purpose

    Dental loan

  • Interest rate

    Fixed from 6.74% to 24.54%

  • Comparison rate

    Fixed from 7.57% to 25.32%

  • Loan amount

    $5,000 – $62,000

  • Terms

    3, 5 and 7 years

  • Establishment fee

    $595

  • Features

    No early repayment fees

Eligibility criteria
  • Gross income over $25,000 p.a.
  • Over 18 years of age
  • No unpaid defaults last 5 years
  • No bankruptcies last 7 years
  • Not currently in financial hardship
  • Permanent Australian resident (living in Australia right now)

Q1: Can I apply even if I have private insurance?

Yes. You’re still eligible to apply for a Wisr dental loan even if you have private insurance. Most private insurance companies require you to pay for the treatment upfront and generally still involve out-of-pocket expenses.

Q2: Can I use a dental loan for a family member’s treatment?

Yes. Many people take out dental loans to help partners or dependants cover dental care. Because you’re taking out the loan for someone else, it’s important to consider how it benefits you too. You’ll also need to remember that the loan is in your name, so you’ll be responsible for the repayments and should be comfortable managing them.

Q3: How long will it take to get my funds?

Undergoing a dental procedure is stressful enough and we don’t want to complicate matters anymore. We strive for a fast and thorough application process. With all the required documents, we can aim to have the money to you within 24-48 hours after approval.

Q4: What documents do I need to apply?

For starters, we’ll need 2 forms of I.D. E.g. Drivers Licence, Passport or Medicare card. Then, we use a 100% secure, encrypted platform to view your online banking statements so we can better understand your financial situation. Alternatively, you can provide your last 90 days of bank statements via email. If we need anything else, we’ll let you know.

FAQ

For the curious

  • Yes! A dental loan will cover these treatments. We know they can be expensive, and even if you have private insurance the full amount often isn’t fully covered.

  • The boring (but important) stuff