Green Loans

make an

Put the environment first and we’ll find you a first-rate loan from 8.49% comparison rate 9.33% for excellent credit.

What can I use this for?
Ways you can go green
  • Solar panels
  • Hybrid low emission cars
  • Energy-efficient lighting or air conditioning
  • Air source heat pumps
  • Solar hot water systems
  • Solar battery
  • Other

Make someday today

  • Going solar can save you money.

  • Live a more sustainable lifestyle.

  • The time is now to get prepared.

Loan Calculator

Doing the maths is smart

Calculate your repayments on a green loan.

  • Monthly
  • Select Loan Term
  • Exceptional
Get estimate
  • $0.00
    Monthly repayment
  • 0.00%p.a.*
    Comparison rate
  • $0.00
    Total interest


Total Repayments$0.00
Total Interest$0.00
Amount Required$0.00
Establishment Fee+ $0.00
Loan Total$0.00
Interest Rate (p.a.)10.00%

The Wisr Difference

Not your average lender

We’re smart, with a big heart.

  • Your rate is tailored based on your credit score.

  • You’ll get an outcome that’s right for you.

  • With no early repayment fees.

  • Learn how to keep them in shape.

  • Our customer service team is ready to help.


For the part of you that learns from others

The Process

We keep it simple

  • 01

    Get your personalised rate estimate in 2 minutes

  • 02

    Apply online and get a response right away

  • 03

    Upload your documents

  • 04

    Sign on the digital line

  • 05

    Get your money within 24-48 hours

Product features and fees
  • Loan purpose

    Green loan

  • Interest rate

    Fixed from 8.49% to 23.29%

  • Comparison rate

    Fixed from 9.33% to 24.05%

  • Loan amount

    $5,000 – $62,000

  • Terms

    3, 5 and 7 years

  • Establishment fee


  • Features

    No early repayment fees

Eligibility criteria
  • Gross income over $25,000 p.a.
  • Over 18 years of age (sorry kids)
  • No unpaid defaults last 5 years
  • No bankruptcies last 7 years
  • Not currently in financial hardship
  • Permanent Australian resident (living in Australia right now)

Q1: How is a green loan different from a personal loan?

A green loan is a type of personal loan. They’re specifically designed to help Australians cover the cost of purchasing or installing something that lowers their carbon footprint and does Mother Nature a solid.

Q2: How long will it take for me to get my funds?

Installing solar on your roof or upgrading to a low emission vehicle is a big decision, and it’s probably one you’ve been thinking about for a while. So, when you finally decide to pull the trigger, we don’t want to make you wait any longer. We strive for fast and thorough approvals and can aim to have the money in your account within 48 hours.

Q3: How do I know I'm getting a fair deal?

We take responsible lending seriously, which means you will only be approved for a Wisr personal loan if your circumstances are suitable and you can afford to pay it back. You can check your suitability by getting a 2-minute rate estimate. Don’t worry, your rate estimate won’t impact your credit score.

Q4: Do you offer the same rate for everyone?

We offer personalised interest rates based on your creditworthiness. We use your credit scores to determine your ability to repay a loan. We’re able to offer low rates to certain applicants because their credit history tells us that they’re in a position to pay the loan back. Applicants with lower credit scores are a little riskier, so we need to be more conservative with the rate we offer.


For the curious

  • To be eligible for a green loan, your purpose has to meet a few energy efficiency and performance standards. Our team evaluates each loan application individually, so if we have any questions about the product, we'll get in touch!

    If you're upgrading to a more planet-friendly ride, you might want to check out our Electric Vehicle loans.

  • The boring (but important) stuff