Put the environment first and we’ll find you a first-rate loan from 6.74% 1 comparison rate 7.57% 2* for excellent credit.
Green Loans
Let’s
make an
impact
make an
impact
What can I use this for?
Ways
you can
go green
- Solar panels
- Hybrid low emission cars
- Energy-efficient lighting or air conditioning
- Air source heat pumps
- Solar hot water systems
- Solar battery
- Other
Make
someday
today
Going solar can save you money.
Live a more sustainable lifestyle.
The time is now to get prepared.
Loan Calculator
Doing the maths is smart
Calculate your repayments on a green loan.
- Monthly
- Exceptional
Get estimate
Details
| Total Repayments | $0.00 |
|---|---|
| Total Interest | $0.00 |
| Amount Required | $0.00 |
| Establishment Fee | + $0.00 |
| Loan Total | $0.00 |
| Interest Rate (p.a.)1 | 0.00% |
The Wisr Difference
Not your average lender
We’re smart, with a big heart.
Your rate is tailored based on your credit score.
You’ll get an outcome that’s right for you.
With no early repayment fees.
Learn how to keep them in shape.
Our customer service team is ready to help.
Testimonials
For the part of you that learns from others
The Process
We keep it simple
- 01
Get your personalised rate estimate in 2 minutes
- 02
Apply online and get a response right away
- 03
Upload your documents
- 04
Sign on the digital line
- 05
Get your money within 24-48 hours
Product features and fees
- Loan purpose
Green loan
- Interest rate
Fixed from 6.74% 1 to 24.54%
- Comparison rate
Fixed from 7.57% 2* to 25.32% 2*
- Loan amount
$5,000 – $62,000
- Terms
3, 5 and 7 years
- Establishment fee
$595
- Features
No early repayment fees
Eligibility criteria
- Gross income over $25,000 p.a.
- Over 18 years of age (sorry kids)
- No unpaid defaults last 5 years
- No bankruptcies last 7 years
- Not currently in financial hardship
- Permanent Australian resident (living in Australia right now)
Q1: How is a green loan different from a personal loan?
A green loan is a type of personal loan. They’re specifically designed to help Australians cover the cost of purchasing or installing something that lowers their carbon footprint and does Mother Nature a solid.
Q2: How long will it take for me to get my funds?
Installing solar on your roof or upgrading to a low emission vehicle is a big decision, and it’s probably one you’ve been thinking about for a while. So, when you finally decide to pull the trigger, we don’t want to make you wait any longer. We strive for fast and thorough approvals and can aim to have the money in your account within 48 hours.
Q3: How do I know I'm getting a fair deal?
We take responsible lending seriously, which means you will only be approved for a Wisr personal loan if your circumstances are suitable and you can afford to pay it back. You can check your suitability by getting a 2-minute rate estimate. Don’t worry, your rate estimate won’t impact your credit score.
Q4: Do you offer the same rate for everyone?
We offer personalised interest rates based on your creditworthiness. We use your credit scores to determine your ability to repay a loan. We’re able to offer low rates to certain applicants because their credit history tells us that they’re in a position to pay the loan back. Applicants with lower credit scores are a little riskier, so we need to be more conservative with the rate we offer.
FAQ
For the curious
To be eligible for a green loan, your purpose has to meet a few energy efficiency and performance standards. Our team evaluates each loan application individually, so if we have any questions about the product, we'll get in touch!
If you're upgrading to a more planet-friendly ride, you might want to check out our Electric Vehicle loans.
More Resources
The boring (but important) stuff
Registered member of the Australian Financial Complaints Authority for dispute resolution | Partnered with Equifax . for credit reporting | Full-site HTTPS, AES-256 data encryption.
1: This rate applies only to borrowers with excellent credit histories. Wisr will also offer loans at higher rates to applicants with good histories, but do not meet the requirements for our lowest rates. Interest rates range from minimum 6.74% to maximum 24.54% Loan example: for a borrower with excellent credit, a loan of $30,000 over a 5 year term, with an interest rate of 6.74% comparison rate 7.57% and a $595 establishment fee, the monthly repayment would be $602.07 and the total cost over the life of the loan including the establishment fee would be $36,124.30.
2: Comparison rates based on $30,000 unsecured loan, fixed over 5 years, with monthly repayments.
3: Comparison rates based on $10,000 unsecured loan, fixed over 3 years, with monthly repayments.
4: Comparison rates based on $10,000 secured loan, fixed over 3 years, with monthly repayments.
5: Comparison rates based on $30,000 secured loan, fixed over 5 years, with monthly repayments with a total loan amount compared to the vehicle asset valuation less than or equal to 130%.
* WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.
Note: All rates mentioned on this website are calculated on a per annum basis.