Whether you're upgrading or purchasing your first jet ski, we can help you hit the water with low rates from 6.74% 1 comparison rate 7.57% 2* for excellent credit.
Jet Ski loans
Make a
splash
splash
The Wisr Difference
Not your average lender
We’re smart, with a big heart.
Your rate is tailored based on your credit score.
You’ll get an outcome that’s right for you.
With no early repayment fees.
Learn how to keep them in shape.
Our customer service team is ready to help.
Loan Calculator
Doing the maths is smart
Calculate your repayments on a jet ski loan.
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Details
| Total Repayments | $0.00 |
|---|---|
| Total Interest | $0.00 |
| Amount Required | $0.00 |
| Establishment Fee | + $0.00 |
| Loan Total | $0.00 |
| Interest Rate (p.a.)1 | 0.00% |
Testimonials
For the part of you that learns from others
The Process
We keep it simple
- 01
Get your personalised rate estimate in 2 minutes
- 02
Apply online and get a response right away
- 03
Upload your documents
- 04
Sign on the digital line
- 05
Get your money within 24-48 hours, if approved
Product features and fees
- Loan purpose
Jet Ski loan
- Interest rate
Fixed from 6.74% 1 to 24.54%
- Comparison rate
Fixed from 7.57% 2* to 25.32% 2*
- Loan amount
$5,000 – $62,000
- Terms
3, 5 and 7 years
- Establishment fee
$595
- Features
No early repayment fees
Eligibility criteria
- Gross income over $25,000 p.a.
- Over 18 years of age
- No unpaid defaults last 5 years
- No bankruptcies last 7 years
- Not currently in financial hardship
- Permanent Australian resident (living in Australia right now)
Q1: How long is a jet ski loan?
The length of your jet ski loan depends on the repayment option you select. At Wisr, we offer 3, 5 and 7 year loan terms, giving you more flexibility. There are also no early exit fees if you wish to repay your loan early.
Q2: Who is eligible for a jet ski loan?
We have a few parameters that help us determine if we can lend to you responsibly. These include earning more than $25,000 annually, having no recent bankruptcies or unpaid defaults, and being a permanent Australian resident. You can speak to a member of our team to help determine your eligibility.
Q3: How long will it take to get my funds?
At Wisr, we strive for a fast and thorough application process. With all the required documents, we aim to have the money to you within 24-48 hours, so you can focus your time on hitting the water rather than waiting on funding.
Q4: Do you offer the same rate for everyone?
We offer personalised interest rates based on your creditworthiness. We use your credit score to determine your ability to repay the loan. Applicants with strong credit histories qualify for lower rates because they demonstrate a reliable repayment record. Conversely, applicants with lower credit scores represent a higher risk, so we apply more conservative rates in those cases.
Not sure where your credit score stands? You can easily check it anytime using the Wisr App.
FAQ
For the curious
Yes! Your jet ski loan can be used for new or used jet skis purchased from a dealership or directly from a private seller.
More Resources
The boring (but important) stuff
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1: This rate applies only to borrowers with excellent credit histories. Wisr will also offer loans at higher rates to applicants with good histories, but who do not meet the requirements for our lowest rates. Interest rates range from minimum 6.74% to maximum 24.54% Loan example: for a borrower with excellent credit, a loan of $30,000 over a 5 year term, with an interest rate of 6.24% comparison rate 7.57% and a $595 establishment fee, the monthly repayment would be $602.07 and the total cost over the life of the loan including the establishment fee would be $36,124.30.
2: Comparison rates based on $30,000 unsecured loan, fixed over 5 years, with monthly repayments.
3: Comparison rates based on $10,000 unsecured loan, fixed over 3 years, with monthly repayments.
4: Comparison rates based on $10,000 secured loan, fixed over 3 years, with monthly repayments.
5: Comparison rates based on $30,000 secured loan, fixed over 5 years, with monthly repayments with a total loan amount compared to the vehicle asset valuation less than or equal to 130%.
* WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms may result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.
Note: All rates mentioned on this website are calculated on a per annum basis.