Legal fee loans

Representing
your
rates

Legal fees can be costly and time-consuming. We’re here to help with low rates from 6.74% comparison rate 7.57% for excellent credit.

The Wisr Difference

Not your average lender

We’re smart, with a big heart.

  • Your rate is tailored based on your credit score.

  • You’ll get an outcome that’s right for you.

  • With no early repayment fees.

  • Learn how to keep them in shape.

  • Our customer service team is ready to help.

Loan Calculator

Doing the maths is smart

Calculate your repayments on a legal fee loan.

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Establishment Fee+ $0.00
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Interest Rate (p.a.)10.00%

Testimonials

For the part of you that learns from others

The Process

We keep it simple

  • 01

    Get your personalised rate estimate in 2 minutes

  • 02

    Apply online and get a response right away

  • 03

    Upload your documents

  • 04

    Sign on the digital line

  • 05

    Get your money within 24-48 hours, if approved

Product features and fees
  • Loan purpose

    Legal fee loan

  • Interest rate

    Fixed from 6.74% to 24.54%

  • Comparison rate

    Fixed from 7.57% to 25.32%

  • Loan amount

    $5,000 – $62,000

  • Terms

    3, 5 and 7 years

  • Establishment fee

    $595

  • Features

    No early repayment fees

Eligibility criteria
  • Gross income over $25,000 p.a.
  • Over 18 years of age
  • No unpaid defaults last 5 years
  • No bankruptcies last 7 years
  • Not currently in financial hardship
  • Permanent Australian resident (living in Australia right now)

Q1: What is a legal loan?

A legal fee loan is an unsecured personal loan that covers the cost of legal representation or advice that isn’t related to criminal charges. It is often used to spread out large or unexpected legal bills over time, with smaller repayments.

Q2: What are the fees for paying off my loan early?

There are none! In fact, we want to help you pay it off sooner. We offer Booster Payments free of charge, plus a clever Wisr App feature called Round Up which rounds up your everyday transactions and allocates it to a debt of your choice.

Q3: How is my rate 'personalised'?

We look at the whole picture when putting together your loan offer. Customers with excellent credit ratings are eligible for lower rates. If your credit score is holding you back from getting a loan, we’ve got plenty of tips to help you improve it on our Wisr blog.

Q4: What fees and charges should I know about?

We don’t charge any early exit fees. We want you to get on top as quickly as you can! 

We charge a one-off establishment fee of $595 at the beginning of your loan term. This is included in your repayment calculations and averaged out over the life of the loan. 

We also charge a  $15 dishonour fee and a $30 late payment fee to cover bank charges and the operational task for our team to manage this.

FAQ

For the curious

  • Yes! You can apply early to help budget for upcoming legal work, or once you have a quote from your solicitor.

  • The boring (but important) stuff