Legal fees can be costly and time-consuming. We’re here to help with low rates from 6.74% 1 comparison rate 7.57% 2* for excellent credit.
Legal fees can be costly and time-consuming. We’re here to help with low rates from 6.74% 1 comparison rate 7.57% 2* for excellent credit.
We’re smart, with a big heart.
Your rate is tailored based on your credit score.
You’ll get an outcome that’s right for you.
With no early repayment fees.
Learn how to keep them in shape.
Our customer service team is ready to help.
Calculate your repayments on a legal fee loan.
Total Repayments | $0.00 |
---|---|
Total Interest | $0.00 |
Amount Required | $0.00 |
Establishment Fee | + $0.00 |
Loan Total | $0.00 |
Interest Rate (p.a.)1 | 0.00% |
Get your personalised rate estimate in 2 minutes
Apply online and get a response right away
Upload your documents
Sign on the digital line
Get your money within 24-48 hours, if approved
Legal fee loan
Fixed from 6.74% 1 to 24.54%
Fixed from 7.57% 2* to 25.32% 2*
$5,000 – $62,000
3, 5 and 7 years
$595
No early repayment fees
Q1: What is a legal loan?
A legal fee loan is an unsecured personal loan that covers the cost of legal representation or advice that isn’t related to criminal charges. It is often used to spread out large or unexpected legal bills over time, with smaller repayments.
Q3: How is my rate 'personalised'?
We look at the whole picture when putting together your loan offer. Customers with excellent credit ratings are eligible for lower rates. If your credit score is holding you back from getting a loan, we’ve got plenty of tips to help you improve it on our Wisr blog.
Q4: What fees and charges should I know about?
We don’t charge any early exit fees. We want you to get on top as quickly as you can!
We charge a one-off establishment fee of $595 at the beginning of your loan term. This is included in your repayment calculations and averaged out over the life of the loan.
We also charge a $15 dishonour fee and a $30 late payment fee to cover bank charges and the operational task for our team to manage this.
Yes! You can apply early to help budget for upcoming legal work, or once you have a quote from your solicitor.
Registered member of the Australian Financial Complaints Authority for dispute resolution | Partnered with Equifax . for credit reporting | Full-site HTTPS, AES-256 data encryption.
1: This rate applies only to borrowers with excellent credit histories. Wisr will also offer loans at higher rates to applicants with good histories, but who do not meet the requirements for our lowest rates. Interest rates range from minimum 6.74% to maximum 24.54% Loan example: for a borrower with excellent credit, a loan of $30,000 over a 5 year term, with an interest rate of 6.24% comparison rate 7.57% and a $595 establishment fee, the monthly repayment would be $602.07 and the total cost over the life of the loan including the establishment fee would be $36,124.30.
2: Comparison rate
s based on $30,000 unsecured loan, fixed over 5 years, with monthly repayments.3: Comparison rate
s based on $10,000 unsecured loan, fixed over 3 years, with monthly repayments.4: Comparison rate
s based on $10,000 secured loan, fixed over 3 years, with monthly repayments.5: Comparison rate
s based on $30,000 secured loan, fixed over 5 years, with monthly repayments with a total loan amount compared to the vehicle asset valuation less than or equal to 130% .* WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms may result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.
Note: All rates mentioned on this website are calculated on a per annum basis.