Motorcycle loans

RIDE
YOUR
WAY

Kick start your next adventure with low rate motorcycle loans from 6.74% comparison rate 7.57% for excellent credit.

The Wisr Difference

Not your average lender

We’re smart, with a big heart.

  • Your rate is tailored based on your credit score.

  • You’ll get an outcome that’s right for you.

  • With no early repayment fees.

  • Learn how to keep them in shape.

  • Our customer service team is ready to help.

Loan Calculator

Doing the maths is smart

Calculate your repayments on a motorcycle loan.

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Details

Total Repayments$0.00
Total Interest$0.00
Amount Required$0.00
Establishment Fee+ $0.00
Loan Total$0.00
Interest Rate (p.a.)10.00%

Testimonials

For the part of you that learns from others

The Process

We keep it simple

  • 01

    Get your personalised rate estimate in 2 minutes

  • 02

    Apply online and get a response right away

  • 03

    Upload your documents

  • 04

    Sign on the digital line

  • 05

    Get your money within 24-48 hours, if approved

Product features and fees
  • Loan purpose

    Motorcycle loan

  • Interest rate

    Fixed from 6.74% to 24.54%

  • Comparison rate

    Fixed from 7.57% to 25.32%

  • Loan amount

    $5,000 – $62,000

  • Terms

    3, 5 and 7 years

  • Establishment fee

    $595

  • Features

    No early repayment fees

Eligibility criteria
  • Gross income over $25,000 p.a.
  • Over 18 years of age
  • No unpaid defaults last 5 years
  • No bankruptcies last 7 years
  • Not currently in financial hardship
  • Permanent Australian resident (living in Australia right now)

Q1: Is a motorcycle loan the same as a car loan?

No. While motorcycle loans and car loans can work in similar ways, there are some key differences between the loan types including usage, depreciation, and running costs.

Q2: What are your interest rates?

Don't want to let the motorcycle you've got your eye on slip through your fingers? No problem. At Wisr, we aim for a fast and thorough application process. With all the required documents, we can aim to have the money to you within 24-48 hours once approved.

The rate we calculate is personalised to you. Our rates begin from 6.74% comparison 7.57% for customers with excellent credit. Not sure where your credit score is sitting? Check your credit scores for free with Wisr.

Q3: What fees and charges should I know about?

We don’t charge any early exit fees. In fact, we want to help you pay off your Wisr loan as quickly as you can! 

We charge a one-off establishment fee at the beginning of your loan term. This $595 is included in your repayment calculations and averaged out over the life of the loan.

If your direct debit dishonours, we charge a $15 dishonour fee and a $30 late payment fee to cover the cost that the banks charge us and the operational task for our team to manage this.

Q4: What are the fees for paying off my loan early?

There are none! In fact, we want to help you pay it off sooner. We offer Booster Payments free of charge, plus a clever Wisr App feature called Round Up that rounds up your everyday transactions and allocates it to a debt of your choice.

FAQ

For the curious

  • Yes! We always assess each loan individually, but helmets, motorcycle clothing and accessories can usually be covered into your total loan amount if you include them upfront.

  • The boring (but important) stuff