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We're built on purpose

A rapidly growing Australian finance market.

Wisr is a purpose-built Australian fintech lender in the rapidly growing Australian consumer finance market. Importantly, we’re purpose-built to power your progress – whether that’s becoming debt-free, buying your dream car, planning a wedding, or building financial confidence.

How we do this?

We fuse innovative products, apps, and services with personalised support to help you take control of your money and make it work for you. From debt consolidation loans to tools like credit score tracking, Wisr is designed to keep you progressing towards your goals – one step at a time.

Why are we doing this? For too long, lending has been about keeping people in debt, not getting them out of it. We’re changing that and focusing on progress, not just payments. When you’re in control of your finances, you can focus on the things that matter most.

That's why we're reinventing what a consumer lending company can be.

Wisr's Journey

We've built a scalable business model that is purpose-led, efficient, and positioned for significant growth.

Over the years, we've continuously evolved our funding structures to support safe, sustainable scaling - driving revenue growth and improved margins as the business matures.

Our journey has been remarkable, and the opportunities ahead are even more exciting.

LOAN BOOK GROWTH
Wisr Achieves $1 Billion Loan Book in Q3FY26
FUNDING MILESTONE
Wisr announced the execution of its third loan funding warehouse facility “WH3”, securing $267M in Q4FY25
COMPANY PURPOSE
Updated company purpose to "Power people's progress towards what matters to them." in FY25
FUNDING MILESTONE
Balance sheet strengthened with a $50M facility provided by Nomura in Q3FY24
REVENUE MILESTONE
Wisr Revenue up 65% for H1FY23
LOAN GROWTH
24 consecutive quarters of loan growth were delivered in Q4FY22
FUNDING MILESTONE
Wisr Secured Vehicle Warehouse WH2 increased to $300M in March 2022 and $400M in July 2022
Ceased peer to peer model
At the end of 2016, with new Management in place, Wisr took a strategic view of its business model and ceased being a peer-to-peer lender
FUNDING MILESTONES
Australia’s largest institutional fund managers, IFM, now Wisr Warehouse mezzanine investor January 2022
LOAN BOOK MILESTONES
Wholly-owned loan book now $663M, up 129% on pcp
TECHNOLOGY MILESTONES
February 2022 launch of proprietary credit score Wisr Score, optimising profitable market share growth
REVENUE MILESTONES
$15.5M, a106%increase on Q3FY21 $7.5M and a10%increase on Q2FY22 $14.1M
LENDING MILESTONES
In Q3FY22, surpassed$1 Billionin loan originations written in4.5 yearssince inception
LOAN GROWTH
23 consecutive quarters of loan growth (Q3FY22)
Path to profitability
Delivered maiden cash-flow positive quarter for Q2FY22
Wisr Secured Vehicle Warehouse Goes Live
The $225M Wisr Secured Vehicle Warehouse went live on 11 October 2021, supported by NAB as senior funder and Revolution as the mezzanine funder.
LENDING MILESTONES
$743 Million+
Q1FY22
LOAN GROWTH
21 consecutive quarters of loan growth
Q1FY22
LOAN GROWTH
20 consecutive quarters of loan growth
Q4FY21
LENDING MILESTONES
$611 Million+
Q4FY21
LENDING MILESTONES
$450 Million+
Q3FY21
LENDING MILESTONES
$350 Million
Q2FY21
Wisr Warehouse Goes Live
In November 2019, a pivotal stage was reached with a NAB sponsored warehouse going live. Since launch, the Wisr Warehouse has grown rapidly, increasing to $250m in Q2FY21 and then $350m in Q3FY21
LENDING MILESTONES
$150 Million
Q2FY20
LENDING MILESTONES
$100 Million
Q4FY19
LENDING MILESTONES
$50 Million
Q1FY19
Wholesale funding commenced
In 2017, Wisr originated a wholesale off-balance sheet loan funding facility with 255, as the first step in its transition to wholesale funding

Wisr on the ASX

Get the latest updates on Wisr

Investor Hub

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Document

Finnies - Excellence in Consumer Lending Press Release [July 2022]

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FinTech Australia - Dr Lili Sussman on financial wellness - the smart strategy [May 2021]

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Podcast

Fresh Capital - Conscious Capitalism, Fintechs and How to be Wisr with your Debt [July 2021]

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The Market Herald – Wisr (ASX:WZR) completes $50M institutional placement [June 2021]

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12 Hats Radio - Healthy, Wealthy and Wisr [Nov 2020]

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auzbiz - Future growth engines fire at Wisr

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Awards

People are taking notice

Winner
WeMoney Best Mobile Experience 2025
Winner
Australian Financial Review AFR Most Outstanding in Diversity & Inclusion 2022
Rank #21
Deloitte 2021 Technology Fast 50
#2
Australian Financial Review Best Places to Work 2022
Winner
Australian Banking and Innovation Awards Most Innovative Financial Institution
#8
WRK+ Best Places to Work 2021
GOLD AWARD
Rate City New Car Loan Lender
#6
Australian Financial Review Best Places to Work 2021
Winner
Finnies Outstanding Fintech Leader of the Year
Winner
Women in Finance Awards Fintech Leader of the Year
Rank #19
Deloitte 2020 Technology Fast 50 ranking
Rank #12
2021 AFR Fast 100