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We're built on purpose

A rapidly growing Australian finance market.

Wisr is Australia’s first ASX-listed ASX:WZR neo-lender and a fintech pioneer in the rapidly growing Australian consumer finance market. 

Importantly, we’re purpose-built to improve the financial wellness of all Australians by helping Aussie’s access fairer credit, pay down their debt sooner, and better understand their financial standing and creditworthiness. 

How we do this?

We fuse the best of emerging fintech, products, apps and services with the operational reliability of a traditional lender.

We want to connect with customers at all stages of their financial journey to truly improve their financial wellness and get them out of debt quicker. 

Why are we doing this? For too long, traditional lending models have ignored the customers financial wellness and keep customers in debt for longer.

That's why we're reinventing what a consumer lending company can be.

Funding Journey

We’ve built a scalable business model that is purpose-led, fast growing, efficient and has massive opportunities ahead.

Importantly, we continue to evolve our funding structures to facilitate scaling the business safely, while driving significant revenue growth and increased margin as the business matures.

Our journey so far has been incredible.

  • Ceased peer to peer model
    At the end of 2016, with new Management in place, Wisr took a strategic view of its business model and ceased being a peer-to-peer lender
  • Wholesale funding commenced
    In 2017, Wisr originated a wholesale off-balance sheet loan funding facility with 255, as the first step in its transition to wholesale funding
  • LENDING MILESTONES

    $50 Million
    Q1FY19

  • Scaling the loan book
    Between 2017 and 2019, the 255 facility was used to scale the loan book to $100m+
  • LENDING MILESTONES

    $100 Million
    Q4FY19

  • LENDING MILESTONES

    $150 Million
    Q2FY20

  • Wisr Warehouse Goes Live
    In November 2019, a pivotal stage was reached with a NAB sponsored warehouse going live. Since launch, the Wisr Warehouse has grown rapidly, increasing to $250m in Q2FY21 and then $350m in Q3FY21
  • LENDING MILESTONES

    $350 Million
    Q2FY21

  • LENDING MILESTONES

    $450 Million+

    Q3FY21

  • LENDING MILESTONES

    $611 Million+ 

    Q4FY21

  • LOAN GROWTH

    20 consecutive quartersof loan growth

    Q4FY21

  • Inaugural Asset-Backed Securities Deal
    In May 2021, Wisr's inaugural $225M ABS transaction, the Wisr Freedom Trust 2021-1, received a AAA Moody’s rating for the top tranche, delivering an immediate material reduction in Wisr’s costs of funds.
  • Equity Raise
    In June 2021, Wisr successfully completed a $55M equity raise, led by Goldman Sachs as Sole Lead Manager and Underwriter, and included a Share Purchase Plan (SPP) to retail investors.
  • LOAN GROWTH

    21 consecutive quartersof loan growth

    Q1FY22

  • LENDING MILESTONES

    $743 Million+ 

    Q1FY22

  • REVENUE MILESTONES

    Recordquarter of$12.1Mfor Q1FY22, a195%increase on Q1FY21 $4.1M and a25%increase on Q4FY21 $9.7M

  • Wisr Secured Vehicle Warehouse Goes Live
    The $225M Wisr Secured Vehicle Warehouse went live on 11 October 2021, supported by NAB as senior funder and Revolution as the mezzanine funder.
  • LOAN GROWTH

    22 consecutive quartersof loan growth

    Q2FY22

  • LENDING MILESTONES

    $879 Million+ 

    Q2FY22

  • REVENUE MILESTONES

    Recordquarter of$14.1Mfor Q2FY22, a140%increase on QFY21 $5.9M and a16%increase on Q1FY22 $12.1M

  • Path to profitability
    Delivered maiden cash-flow positive quarter for Q2FY22
  • LOAN GROWTH
    23 consecutive quarters of loan growth (Q3FY22)
  • LENDING MILESTONES

    In Q3FY22, surpassed$1 Billionin loan originations written in4.5 yearssince inception

  • REVENUE MILESTONES

    $15.5M, a106%increase on Q3FY21 $7.5M and a10%increase on Q2FY22 $14.1M

  • TECHNOLOGY MILESTONES

    February 2022 launch of proprietary credit score Wisr Score, optimising profitable market share growth

  • Gender equality
    40% female board representation achieved, Non-Executive Director, Kate Whitney appointed Q3FY22 and Non-Executive Director Cathryn Lyall appointed Q2FY22
  • LOAN BOOK MILESTONES

    Wholly-owned loan book now $663M, up 129% on pcp

  • FUNDING MILESTONES

    Australia’s largest institutional fund managers, IFM, now Wisr Warehouse mezzanine investor January 2022

  • FUNDING MILESTONE

    An increase in committed funding into the Wisr Warehouse WH1 from $350M to $450M in April 2022

  • LOAN BOOK MILESTONES

    As at 30 June 2022, the wholly-owned loan book isnow $780M, up 103% on pcp Q4FY21: $384M

  • LOAN GROWTH

    24 consecutive quarters of loan growth were delivered in Q4FY22

  • REVENUE MILESTONES

    FY22 Operating revenue up 118% to $59M FY21: $27M

  • FUNDING MILESTONES

    June 2022 settlement for$250M second ABS,aweighted average margin of 2.23% over one-month BBSW

  • FUNDING MILESTONES

    Wisr Secured Vehicle Warehouse WH2 increased to $300M in March 2022 and $400M in July 2022

Wisr on the ASX

Get the latest updates on Wisr

Investor Hub

Wisr in the media

  • Podcast

    PODCAST Wisr CEO Andrew Goodwin talks Q4FY23 results with Chris Titley

  • Video

    FY23 Results Presentation

  • Video

    ausbiz - Wisr CFO Andrew Goodwin explains Q4FY23 results

  • Video

    ausbiz - Wisr (WZR) CEO Anthony Nantes explains why the company is focused on profitability over loan growth [Apr 2023]

  • Video

    Stockhead V-Con - The Wisr strategy, recent results and plans for the future [July 2022]

  • Document

    Finnies - Excellence in Consumer Lending Press Release [July 2022]

  • Video

    MoneyFest - How should we value financial firms? With Wisr CEO Anthony Nantes [July 2021]

  • Podcast

    Fintech Connect – Using data for credit decisioning in the wake of Open Banking with Joanne Edwards

  • Podcast

    Fresh Capital - Conscious Capitalism, Fintechs and How to be Wisr with your Debt [July 2021]

  • Video

    The Market Herald – Wisr (ASX:WZR) completes $50M institutional placement [June 2021]

  • Video

    FinTech Australia - Dr Lili Sussman on financial wellness - the smart strategy [May 2021]

  • Video

    ausbiz - This Non-Bank Lender Sees Significant Growth Potential In the Sector [Mar 2021]

  • Video

    FinTech Awards 2020 - How We Funded Our Journey [Mar 2021]

  • Podcast

    Bank to the Future with Chris Titley - Interview: Anthony Nantes, CEO of WISR (Ep 29) [Nov 2020]

  • Video

    Aus Mortgage Innovation Summit - Financial Wellbeing in Lending with Dr Lili Sussman [Feb 2021]

  • Podcast

    12 Hats Radio - Healthy, Wealthy and Wisr [Nov 2020]

  • Video

    Startup Daily on ausbiz - Outstanding FinTech Leader of the Year [Oct 2020]

  • Video

    ausbiz - Game Changing Quarter for Wisr [Oct 2020]

  • Podcast

    She's on the Money - Budget Like a BOSS [Aug 2020]

  • Video

    ausbiz - Building a Company That's Genuinely Different [Aug 2020]

  • Video

    ausbiz - Wisr delivers 24 consecutive quarters of growth

  • Awards

    People are taking notice

    • Winner

      Australian Financial Review AFR Most Outstanding in Diversity & Inclusion 2022

    • Rank #21

      Deloitte 2021 Technology Fast 50

    • #2

      Australian Financial Review Best Places to Work 2022

    • ABIA Winner 2020
      Winner

      Australian Banking and Innovation Awards Most Innovative Financial Institution

    • #8

      WRK+ Best Places to Work 2021

    • RateCity Gold Award 2020 - New Car Loan Lender
      GOLD AWARD

      Rate City New Car Loan Lender

    • #6

      Australian Financial Review Best Places to Work 2021

    • Fintech Awards - Fintech Australia - Finnies 2020 - Winner
      Winner

      Finnies Outstanding Fintech Leader of the Year

    • Women in Finance Awards 2020 - Winner - Fintech Leader of the Year
      Winner

      Women in Finance Awards Fintech Leader of the Year

    • Technology Fast 50 - 2020 Australia Top 50 - Deloitte
      Rank #19

      Deloitte 2020 Technology Fast 50 ranking

    • Rank #12

      2021 AFR Fast 100

    Media Enquiries

    For all media enquiries please contact Anjani Shyam.

    Anjani Shyam

    Media and Communications Manager
    a.shyam@wisr.com.au

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