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Wisr Loans

For the
stuff that
can't wait

We could all use a hand from time to time.
Find out how Wisr loans can support you.

  • The Wisr Difference

    Not your average lender

    • Your rate is tailored based
      on your credit score.

    • Learn how to keep
      them in shape.

    • We offer loan terms of
      3, 5 or 7 years.

    • With no early
      repayment fees.

    • Our customer service
      team is ready to help.

    Testimonials

    For the part of you that learns from others

    Got big things on your mind?

    We can help with just about anything.

    FAQ

    For the curious

    • Wisr offers loan amounts between $5,000 and $62,000 for unsecured personal loans. And loan amounts between $10,000 and $147,000 for secured loans. Plus, get a personalised interest rate, no early repayment fees or exit fees.

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    • The boring (but important) stuff

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      1: This rate applies only to borrowers with excellent credit histories. Wisr will also offer loans at higher rates to applicants with good histories, but do not meet the requirements for our lowest rates. Interest rates range from minimum 8.49% to maximum 23.29% Loan example: for a borrower with excellent credit, a loan of $30,000 over a 5 year term, with an interest rate of 8.49% comparison rate 9.33% and a $595 establishment fee, the monthly repayment would be $627.56 and the total cost over the life of the loan including the establishment fee would be $37,653.35.

      2: Comparison rates based on $30,000 unsecured loan, fixed over 5 years, with monthly repayments.

      * WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.

      Note: All rates mentioned on this website are calculated on a per annum basis.

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