Home Renovation loans

One
handy
loan

Make your home feel like you with low rates from 6.49% comparison 7.31%p.a. for excellent credit.

The Wisr Difference

Not your average lender

We’re smart, with a big heart.

  • Your rate is tailored based on your credit score.

  • You’ll get an outcome that’s right for you.

  • With no ongoing or early repayment fees.

  • Learn how to keep them in shape.

  • Our customer service team is ready to help.

Loan Calculator

Doing the maths is smart

Calculate your repayments on a home renovation loan.

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Total Repayments$0.00
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Establishment Fee+ $0.00
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Interest Rate (p.a.)10.00%

Testimonials

For the part of you that learns from others

The Process

We keep it simple

  • 01

    Get your personalised rate estimate in 2 minutes

  • 02

    Apply online and get a response right away

  • 03

    Upload your documents

  • 04

    Sign on the digital line

  • 05

    Get your money within 24-48 hours

Product features and fees
  • Loan purpose

    Home Renovation loan

  • Interest rate

    Fixed from 6.49% to 20.95%

  • Comparison rate

    Fixed from 7.31% to 20.89%

  • Loan amount

    $5,000 – $64,000

  • Terms

    3, 5 and 7 years

  • Establishment fee

    $595

  • Features

    No ongoing or early repayment fees

Eligibility criteria
  • Gross income over $30,000 p.a.
  • Over 18 years of age
  • No unpaid defaults last 5 years
  • No bankruptcies last 7 years
  • Not currently in financial hardship
  • Permanent Australian resident (living in Australia right now)

FAQ

For the curious

  • A renovation loan can be used on any major home improvement project, whether you want to renovate the kitchen or bathroom, add a new room onto the house or improve your outdoor area with landscaping, paving, a new pool, shed or garage.

  • The boring (but important) stuff