Wedding loans

A little
help for
your big day

Commit to great rates from 6.49% comparison 7.31% for excellent credit.

The Wisr Difference

Not your average lender

We’re smart, with a big heart.

  • Your rate is tailored based on your credit score.

  • You’ll get an outcome that’s right for you.

  • With no ongoing or early repayment fees.

  • Learn how to keep them in shape.

  • Our customer service team is ready to help.

Loan Calculator

Doing the maths is smart

Calculate your repayments on a wedding loan.

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Details

Total Repayments$0.00
Total Interest$0.00
Amount Required$0.00
Establishment Fee+ $0.00
Loan Total$0.00
Interest Rate (p.a.)10.00%

Testimonials

For the part of you that learns from others

The Process

We keep it simple

  • 01

    Get your personalised rate estimate in 2 minutes

  • 02

    Apply online and get a response right away

  • 03

    Upload your documents

  • 04

    Sign on the digital line

  • 05

    Get your money within 24-48 hours

Product features and fees
  • Loan purpose

    Wedding loan

  • Interest rate

    Fixed from 6.49% to 20.95%

  • Comparison rate

    Fixed from 7.31% to 20.89%

  • Loan amount

    $5,000 – $64,000

  • Terms

    3, 5 and 7 years

  • Establishment fee

    $595

  • Features

    No ongoing or early repayment fees

Eligibility criteria
  • Gross income over $30,000 p.a.
  • Over 18 years of age
  • No unpaid defaults last 5 years
  • No bankruptcies last 7 years
  • Not currently in financial hardship
  • Permanent Australian resident (living in Australia right now)

Q1: How long do I have to pay off my loan?

We offer wedding loan terms from 3, 5 and 7 years. We also offer you the choice of monthly, fortnightly or weekly repayments so you can navigate the waters of newly married life in a  way that suits you.

Q2: Who is eligible for a wedding loan?

We have a few parameters that help us determine if we can lend to you responsibly. These include earning more than $30,000 annually, no recent bankruptcies or unpaid defaults and being a permanent Australian resident. You’ll find some more of the finer details above.

Q3: Can I use a wedding loan for my honeymoon?

We offer personal loans for any ‘worthwhile purpose’. A honeymoon is totally a worthwhile purpose but it doesn’t quite fall under the wedding loan umbrella. If you’re looking to borrow credit for the sole purpose of booking a trip, you might want to check out our travel loans. We wish we were coming with you!

Q4: Are there any hidden fees I should know about?

Nope, we’re pretty transparent. We don’t like to hide things in the small print. We don’t charge any ongoing or early repayment fees. In addition to the one-off establishment fee, we charge a $2.75 dishonour fee if your direct debit doesn’t go through and a $25 late payment fee to cover the cost that the banks charge us and the operational task for our team to manage this.

FAQ

For the curious

  • The total cost of a wedding really depends on what you're after. There's no right or wrong, but it’s a good idea to have a budget and not spend beyond your means. According to Easy Weddings 2019, the average Australian wedding varies between $32,333 and $53,168.

  • The boring (but important) stuff