Wedding loans

A little
help for
your big day

Plan the day of your dreams with a Wisr wedding loan. Apply for up to $62,000 and choose to pay it back in 3, 5 or 7 years.

The Wisr Difference

Not your average lender

We’re smart, with a big heart.

  • Your rate is based on your credit scores.

  • Stress less with a Wisr wedding loan.

  • Use your Wisr loan for any wedding-related expenses.

  • Choose whether to pay it off in 3, 5 or 7 years.

  • Our customer service team is on standby to help.

Wedding Loan Calculator

Doing the maths is smart

Calculate your repayments on a wedding loan.

  • Monthly
  • Select Loan Term
  • Exceptional
Get estimate
  • $0.00
    Monthly repayment
  • 0.00%p.a.*
    Comparison rate
  • $0.00
    Total interest


Total Repayments$0.00
Total Interest$0.00
Amount Required$0.00
Establishment Fee+ $0.00
Loan Total$0.00
Interest Rate (p.a.)10.00%


For the part of you that learns from others


We keep it simple

  • 01

    Get your wedding loan rate estimate in 2 minutes

  • 02

    Apply online and get a response right away

  • 03

    Upload your documents

  • 04

    Sign on the digital line

  • 05

    Access your money within 48 hours

Product features and fees
  • Loan purpose

    Wedding loan

  • Interest rate

    Fixed from 8.49% to 23.29%

  • Comparison rate

    Fixed from 9.33% to 24.05%

  • Loan amount

    $5,000 – $62,000

  • Terms

    3, 5 and 7 years

  • Establishment fee


  • Features

    No early repayment fees

Eligibility criteria
  • Gross income over $25,000 p.a.
  • Over 18 years of age
  • No unpaid defaults last 5 years
  • No bankruptcies last 7 years
  • Not currently in financial hardship
  • Permanent Australian resident (living in Australia right now)

Q1: How long do I have to pay off my loan?

We offer wedding loan terms from 3, 5 and 7 years. We also offer you the choice of monthly, fortnightly or weekly repayments so you can navigate the waters of newly married life in a way that suits you.

Q2: Who is eligible for a wedding loan?

We have a few parameters that help us determine if we can lend to you responsibly. These include earning more than $25,000 annually, no recent bankruptcies or unpaid defaults and being a permanent Australian resident. You’ll find some more of the finer details above.

Q3: Can I use a wedding loan for my honeymoon?

We offer personal loans for any ‘worthwhile purpose’. A honeymoon is totally a worthwhile purpose but it doesn’t quite fall under the wedding loan umbrella. If you’re looking to borrow credit for the sole purpose of booking a trip, you might want to check out our travel loans. We wish we were coming with you!

Q4: Are there any hidden fees I should know about?

Nope, we’re pretty transparent. We don’t like to hide things in the small print. We don’t charge any early repayment fees. In addition to the one-off establishment fee, we charge a $2.75 dishonour fee if your direct debit doesn’t go through and a $25 late payment fee to cover the cost that the banks charge us and the operational task for our team to manage this.


For the curious

  • The total cost of a wedding really depends on what you're after. There's no right or wrong, but having a budget and not spending beyond your means is a good idea. According to Easy Weddings 2019, the average Australian wedding varies between $32,333 and $53,168.

  • The boring (but important) stuff