Plan the day of your dreams with a Wisr wedding loan. Apply for up to $62,000 and choose to pay it back in 3, 5 or 7 years.
Wedding loans
A little
help for
your big day
help for
your big day
The Wisr Difference
Not your average lender
We’re smart, with a big heart.
Your rate is based on your credit scores.
Stress less with a Wisr wedding loan.
Use your Wisr loan for any wedding-related expenses.
Choose whether to pay it off in 3, 5 or 7 years.
Our customer service team is on standby to help.
Wedding Loan Calculator
Doing the maths is smart
Calculate your repayments on a wedding loan.
- Monthly
- Exceptional
Get estimate
Details
| Total Repayments | $0.00 |
|---|---|
| Total Interest | $0.00 |
| Amount Required | $0.00 |
| Establishment Fee | + $0.00 |
| Loan Total | $0.00 |
| Interest Rate (p.a.)1 | 0.00% |
Testimonials
For the part of you that learns from others
HOW OUR LOANS WORK
We keep it simple
- 01
Get your wedding loan rate estimate in 2 minutes
- 02
Apply online and get a response right away
- 03
Upload your documents
- 04
Sign on the digital line
- 05
Access your money within 48 hours, if approved
Product features and fees
- Loan purpose
Wedding loan
- Interest rate
Fixed from 6.74% 1 to 24.54%
- Comparison rate
Fixed from 7.57% 2* to 25.32% 2*
- Loan amount
$5,000 – $62,000
- Terms
3, 5 and 7 years
- Establishment fee
$595
- Features
No early repayment fees
Eligibility criteria
- Gross income over $25,000 p.a.
- Over 18 years of age
- No unpaid defaults last 5 years
- No bankruptcies last 7 years
- Not currently in financial hardship
- Permanent Australian resident (living in Australia right now)
Q1: How long do I have to pay off my loan?
We offer wedding loan terms from 3, 5 and 7 years. We also offer you the choice of monthly, fortnightly or weekly repayments so you can navigate the waters of newly married life in a way that suits you.
Q2: Who is eligible for a wedding loan?
We have a few parameters that help us determine if we can lend to you responsibly. These include earning more than $25,000 annually, no recent bankruptcies or unpaid defaults and being a permanent Australian resident. You’ll find some more of the finer details above.
Q3: Can I use a wedding loan for my honeymoon?
We offer personal loans for any ‘worthwhile purpose’. A honeymoon is totally a worthwhile purpose but it doesn’t quite fall under the wedding loan umbrella. If you’re looking to borrow credit for the sole purpose of booking a trip, you might want to check out our travel loans. We wish we were coming with you!
Q4: Are there any hidden fees I should know about?
Nope, we’re pretty transparent. We don’t like to hide things in the small print. We don’t charge any early repayment fees. In addition to the one-off establishment fee, we charge a $2.75 dishonour fee if your direct debit doesn’t go through and a $25 late payment fee to cover the cost that the banks charge us and the operational task for our team to manage this.
FAQ
For the curious
The total cost of a wedding really depends on what you're after. There's no right or wrong, but having a budget and not spending beyond your means is a good idea. According to Easy Weddings, the average Australian wedding varies between $32,333 and $53,168.
More Resources
The boring (but important) stuff
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1: This rate applies only to borrowers with excellent credit histories. Wisr will also offer loans at higher rates to applicants with good histories, but do not meet the requirements for our lowest rates. Interest rates range from minimum 6.74% to maximum 24.54% Loan example: for a borrower with excellent credit, a loan of $30,000 over a 5 year term, with an interest rate of 6.74% comparison rate 7.57% and a $595 establishment fee, the monthly repayment would be $602.07 and the total cost over the life of the loan including the establishment fee would be $36,124.30.
2: Comparison rates based on $30,000 unsecured loan, fixed over 5 years, with monthly repayments.
3: Comparison rates based on $10,000 unsecured loan, fixed over 3 years, with monthly repayments.
4: Comparison rates based on $10,000 secured loan, fixed over 3 years, with monthly repayments.
5: Comparison rates based on $30,000 secured loan, fixed over 5 years, with monthly repayments with a total loan amount compared to the vehicle asset valuation less than or equal to 130%.
* WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.
Note: All rates mentioned on this website are calculated on a per annum basis.