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3 incredibly effective ways to accelerate your goals with Wisr

  • Published By
  • Last Updated

    June 4th 2025

We love it when Aussies dream big. But when those big dreams start to seem unattainable, it can be pretty easy to lose motivation. Well, we’re here to fix that. Our handy little app is designed to help you chip away at your goals faster and accelerate your progress towards achieving those big dreams.

Goal 1: Get debt free faster

Decided to use a Wisr loan to accelerate your goals? We LOVE that. But you know what? There’s more to Wisr loans than just funding your future. 

At Wisr, we do everything we can to encourage good money habits. And when we say good money habits, we mean things like, paying off your loan faster, becoming debt free quicker and even saving a little extra. 

That’s why Wisr loans come with zero early repayment fees. This means that not only can you repay in full if your circumstances change, but you can also make extra repayments at no extra cost to pay off your loan faster and save money on interest. 

In fact, Aussies who manage their Wisr loan via our app are around 29% ahead on their loan repayments, so it really can pay off.

Pro Tip

Paying off your loan faster will save you money in interest. This is because you’re charged interest on the outstanding balance, so the lower the amount you owe, the less you’ll be charged.

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Goal 2: Save money

Struggling to stick with your savings goals? Set up Round Up in Wisr App. This is our simple way to save a little extra cash every time you spend. 

Essentially, it’s like a digital change jar. You can choose to round up your spending to the nearest $1, $2 or $5 and the extra amount will be sent to your Round Up account. The extra savings can then be used to pay off your Wisr loan faster, or you can save it up and put it towards another goal.

Goal 3: Buy your own home

Did you know that your credit scores are the key to getting a good rate on a home loan? In fact, a healthy credit score can unlock a whole range of benefits that can help you reach your goals quicker:

  • Access to home loans, personal loans and finance plans 

  • Better interest rates, meaning cheaper monthly repayments on home and personal loans

  • Easier approval for mobile phone contracts 

  • Better chance of securing a rental agreement 

With Wisr App, you can track both your Experian and Equifax credit scores in one place, plus you’ll get personalised insights into how to improve your scores. Want to see if you can give yours a boost? Download Wisr App for free and set your scores in just a few minutes. 

Looking for more quick tips? Check out these 5 genius ways for Aussies to save money without spending less.

Did you find this content helpful?

Disclaimer: This article contains general information only, and is not general advice or personal advice. Wisr Services does not recommend any product or service discussed in this article. You must get your own financial, taxation, or legal advice, and understand any risks before considering whether a product or service discussed in this article may be appropriate for you. We have taken reasonable efforts to ensure that the information is accurate at the time of publishing, but the information is subject to change. We may not update the article to reflect any change.

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Accelerate your goals with Wisr App

Pay off your Wisr loan faster, save a little extra and keep track of your credit scores with Wisr App.

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