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Case study: Sarah

Back in March 2019, Sarah was financially stressed. Her credit card debt was getting out of control but like a lot of Australians, she didn’t know where to begin. A work colleague mentioned Wisr and she decided to try out Round Up.

Every single day I would think about my debt, it was becoming overwhelming and the stress was affecting my life. 

I had four credit cards and I’d been trialling another app Raiz but I soon came to the conclusion that trying to make money through investing when drowning in debt was not the answer. The rate you’re being charged on the credit card is a hell of a lot more than what you're being paid in interest for your investments.

I needed to take back control and make informed decisions – instead of just winging it and sticking to old habits. The Wisr App was super easy to set up. Plug in all of your accounts, set a round up amount and you’re done!

Wisr App also helped me understand what I’m spending my money on, and what was getting me into trouble. I found that I was  buying 3 coffees every day – sometimes more! That worked out to be nearly $15 every day. But now, I don’t even buy one. 

I also use my cards a lot less. When I do, it’s not something I dread anymore because I know it rounds up to help me out. It’s life, you have to make purchases, so why not get rewarded for it?

What I like the most about rounding up my debt is that I don’t have to check it every day, it just happens. If I get a little wayward, I can make immediate changes to my purchasing habits and problem solved! 

"I paid off so much more than I thought. I also have a list of priorities, once this first credit card is paid off, I'm moving to the next one."


I still have a lot of debt, but now I feel in control. I don’t have to worry about my repayments because the Wisr App just pays straight into it. 

Wisr has also helped me understand how much I need to live a comfortable life. 

I paid off so much more than I thought. I also have a list of priorities, once this first credit card is paid off, I'm moving to the next one.

The way I describe the Wisr App is: it puts the money in the jar for you.

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Disclaimer: This article contains general information only, and is not general advice or personal advice. Wisr Services does not recommend any product or service discussed in this article. You must get your own financial, taxation, or legal advice, and understand any risks before considering whether a product or service discussed in this article may be appropriate for you. We have taken reasonable efforts to ensure that the information is accurate at the time of publishing, but the information is subject to change. We may not update the article to reflect any change.

Anna is a public relations powerhouse with over 16 years of experience in the industry. She is responsible for Wisr's media and investor relations, managing external communications.

Anna, Media & Investor Communications Lead

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