Get back on the road with low rate car repair loans from 6.74% 1 comparison rate 7.57% 2* for excellent credit.
Get back on the road with low rate car repair loans from 6.74% 1 comparison rate 7.57% 2* for excellent credit.
We’re smart, with a big heart.
Your rate is tailored based on your credit score.
You’ll get an outcome that’s right for you.
With no early repayment fees.
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Calculate your repayments on a car repair loan.
Total Repayments | $0.00 |
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Total Interest | $0.00 |
Amount Required | $0.00 |
Establishment Fee | + $0.00 |
Loan Total | $0.00 |
Interest Rate (p.a.)1 | 0.00% |
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Get your money within 24-48 hours, if approved
Car repair loan
Fixed from 6.74% 1 to 24.54%
Fixed from 7.57% 2* to 25.32% 2*
$5,000 – $62,000
3, 5 and 7 years
$595
No early repayment fees
Q1: What is a car repair loan?
A car repair loan is a type of personal loan used to pay for urgent or planned vehicle repairs and maintenance.
Q2: How long will it take to get my funds?
We understand that car repairs can require prompt action, so we strive for a fast and thorough application process. With all the required documents, we aim to have the money to you within 24-48 hours once the car repair loan is approved.
Q4: What are your interest rates?
The rate we calculate is personalised to you. Our car repair loan rates begin from 6.74% 1 comparison 7.57% 2* for customers with excellent credit. Not sure where your credit score is sitting? Check your credit scores for free with Wisr.
Yes. If you’ve already paid out-of-pocket or used a credit card, you can use the loan to reimburse yourself or pay off that debt. Just speak to us about your situation before you apply.
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1: This rate applies only to borrowers with excellent credit histories. Wisr will also offer loans at higher rates to applicants with good histories, but who do not meet the requirements for our lowest rates. Interest rates range from minimum 6.74% to maximum 24.54% Loan example: for a borrower with excellent credit, a loan of $30,000 over a 5 year term, with an interest rate of 6.24% comparison rate 7.57% and a $595 establishment fee, the monthly repayment would be $602.07 and the total cost over the life of the loan including the establishment fee would be $36,124.30.
2: Comparison rate
s based on $30,000 unsecured loan, fixed over 5 years, with monthly repayments.3: Comparison rate
s based on $10,000 unsecured loan, fixed over 3 years, with monthly repayments.4: Comparison rate
s based on $10,000 secured loan, fixed over 3 years, with monthly repayments.5: Comparison rate
s based on $30,000 secured loan, fixed over 5 years, with monthly repayments with a total loan amount compared to the vehicle asset valuation less than or equal to 130% .* WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms may result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.
Note: All rates mentioned on this website are calculated on a per annum basis.