Funeral loans

help during
hard times

Losing a loved one is never easy. We can support you when it matters most, with low rates from 6.74% comparison rate 7.57% for excellent credit.

The Wisr Difference

Not your average lender

We’re smart, with a big heart.

  • Your rate is tailored based on your credit score.

  • You’ll get an outcome that’s right for you.

  • With no early repayment fees.

  • Learn how to keep them in shape.

  • Our customer service team is ready to help.

Loan Calculator

Doing the maths is smart

Calculate your repayments on a funeral loan.

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    Comparison rate
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Details

Total Repayments$0.00
Total Interest$0.00
Amount Required$0.00
Establishment Fee+ $0.00
Loan Total$0.00
Interest Rate (p.a.)10.00%

Testimonials

For the part of you that learns from others

The Process

We keep it simple

  • 01

    Get your personalised rate estimate in 2 minutes

  • 02

    Apply online and get a response right away

  • 03

    Upload your documents

  • 04

    Sign on the digital line

  • 05

    Get your money within 24-48 hours, if approved

Product features and fees
  • Loan purpose

    Funeral loan

  • Interest rate

    Fixed from 6.74% to 24.54%

  • Comparison rate

    Fixed from 7.57% to 25.32%

  • Loan amount

    $5,000 – $62,000

  • Terms

    3, 5 and 7 years

  • Establishment fee

    $595

  • Features

    No early repayment fees

Eligibility criteria
  • Gross income over $25,000 p.a.
  • Over 18 years of age
  • No unpaid defaults last 5 years
  • No bankruptcies last 7 years
  • Not currently in financial hardship
  • Permanent Australian resident (living in Australia right now)

Q1: Who can apply for a funeral loan?

Anyone who is financially responsible for the funeral and meets the eligibility criteria. This could be a family member, executor, or close friend. Note, the person who takes out the loan will be responsible for managing the repayments.

Q2: How long will it take to get my funds?

We understand this is a tough time, we’re here to make things easier, with a a fast and thorough application process. With all the required documents, we aim to have the money to you within 24-48 hours.

Q3: What fees and charges should I know about?

We don’t charge any early exit fees. We want you to get on top as quickly as you can! 

We charge a one-off establishment fee of $595 at the beginning of your loan term. This is included in your repayment calculations and averaged out over the life of the loan.

We also charge a $15 dishonour fee and a $30 late payment fee to cover bank charges and the operational task for our team to manage this.

Q4: What are the fees for paying off my loan early?

There are none! In fact, we want to help you pay it off sooner. We offer Booster Payments free of charge, plus a clever Wisr App feature called Round Up which rounds up your everyday transactions and allocates it to a debt of your choice.

FAQ

For the curious

  • A funeral loan is a type of unsecured personal loan used to cover funeral and other related costs.

  • The boring (but important) stuff