the rate you deserve

Wisr Personal Loan Rates Table

3 Years
Interest Rate
Comparison Rate2*
5 Years
Interest Rate
Comparison Rate3*
Diamond 6.49% p.a. 10.43% p.a. 6.49% p.a. 7.31% p.a.
Platinum 8.95% p.a. 12.94% p.a. 9.45% p.a. 10.30% p.a.
Gold 12.95% p.a. 17.04% p.a. 13.45% p.a. 14.33% p.a.
Silver 15.50% p.a. 19.65% p.a. 16.95% p.a. 17.86% p.a.
Bronze 18.45% p.a. 22.68% p.a. 19.95% p.a. 20.89% p.a.

Interest Rate Offers

Wisr's credit assessment process establishes a credit risk profile for each applicant. The credit risk profile is used to determine which band the applicant is assigned, and which interest rate is offered.

The credit assessment process takes in to consideration more than an individual's credit risk profile. Having an adequate risk profile does not guarantee an offer will be made. Wisr may require the applicant to provide security over the assets being purchased with the loan proceeds.


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^: Excludes any additional fees and charges that may apply, which may reduce the maximum loan amount.

#: The rate offered to consumers is based on Wisr's credit assessment. More Information

The results from loan calculator are for purposes of illustration only and do not constitute an offer of credit. All applications for credit are subject to Wisr's normal credit approval criteria.

1: This rate applies only to borrowers with strong credit histories. Wisr will also offer loans at higher rates to applicants with good histories, but do not meet the requirements for our lowest rates. Click here to view our full rates table.

2: Comparison rate(s) based on $10,000 unsecured loan, fixed over 3 years, with monthly repayments.

3: Comparison rate(s) based on $30,000 unsecured loan, fixed over 5 years, with monthly repayments.

* WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan

Note: All rates mentioned on this website are calculated on a per annum basis.