Take the smart route with low rates from 7.54% 1 comparison 9.08% 5* for excellent credit.
Take the smart route with low rates from 7.54% 1 comparison 9.08% 5* for excellent credit.
Find rates as low as 7.54% 1 comparison rate 9.08% 5* .
Same day settlement is possible.
You can also cover insurance and other costs.
Calculate your repayments on a secured car loan.
Total Repayments | $0.00 |
---|---|
Total Interest | $0.00 |
Amount Required | $0.00 |
Establishment Fee | + $0.00 |
Loan Total | $0.00 |
Interest Rate (p.a.)1 | 0.00% |
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Your rate is tailored based on your credit score.
You’ll get an outcome that’s right for you.
With no early repayment fees.
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Secured car loan
Fixed from 7.54% 1 to 15.94%
Fixed from 9.08% 5* to 17.48% 5*
$10,000 – $147,000
3, 5 and 7 years
$605 for refinance $605 for dealer sale
$655 for private sale
No early repayment fees
Q1: What’s the difference between an unsecured vehicle loan and a secured vehicle loan?
The main difference is that with a secured personal loan you have to provide your car as a guarantee, while you don't with an unsecured personal loan. It means that secured loans generally come with lower interest rates.
Q2: Do you accept new and used vehicles?
Yes! New or used, dealership or private sale, we’ll help you get the vehicle of your dreams.
Q3: What are your interest rates?
The rate we calculate is personalised to you. Secured loans start from 7.54% 1 comparison 9.08% * for customers with excellent credit and are fixed for the life of the loan.
Q4: What are the fees for paying off my loan early?
There are none! In fact, we want to help you pay it off sooner. We offer Booster Payments free of charge, plus a clever Wisr App feature called Round Up that rounds up your everyday transactions and allocates it to a debt of your choice.
Yes. In many cases you can refinance to get a better rate or choose a different loan structure, including switching to an unsecured loan if your financial situation improves.
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1: This rate applies only to borrowers with excellent credit histories. Wisr will also offer loans at higher rates to applicants with good histories, but who do not meet the requirements for our lowest rates. Interest rates range from minimum 7.54% p.a. to a maximum 15.94% p.a. Loan example: for a borrower with excellent credit, a loan of $30,000 over a 5 year term, with an interest rate of 7.54% p.a.
comparison rate 9.08% p.a. and a $605 establishment fee, the monthly repayment would be $623.84 and the total cost over the life of the loan including the establishment fee and $10 Monthly Account Fee would be $37,430.60.2: Comparison rate
s based on $30,000 unsecured loan, fixed over 5 years, with monthly repayments.3: Comparison rate
s based on $10,000 unsecured loan, fixed over 3 years, with monthly repayments.4: Comparison rate
s based on $10,000 secured loan, fixed over 3 years, with monthly repayments.5: Comparison rate
s based on $30,000 secured loan, fixed over 5 years, with monthly repayments with a total loan amount compared to the vehicle asset valuation less than or equal to 130% .* WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms may result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.
Note: All rates mentioned on this website are calculated on a per annum basis.